Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,157 reviews, last reviewed 12th May 2026
2506200% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal comes in handy for random purchases PayPal comes in handy for random purchases Reviewed on: 12th May 2026
Jasmina Bukir's avatar
Jasmina Bukir

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (105157)

Smooth, convenient and satisfactory.

5
Smooth, convenient and satisfactory. I feel very confident to use PayPal for my purchases. It is fast and reliable Reviewed on: 5th May 2026
Sherifat O's avatar
Sherifat O

Pay with confidence!

5
Writing this review because I need to! PPC give you confidence in spending not over the internet but anytime your bank or finainces are involved! Icing on the cake in the options from full payment to pay-in-3 to credit, making it easy to understanding and follow however I decide. The instant meesages to confirm your spend grows confidence & adding regualr reminders of payments due are very much welcomed to help control spending. Yes, just hope more companies join this solid service & then I could leave home without a worry in the world! Reviewed on: 5th May 2026
Ivor Mullings's avatar
Ivor Mullings

My PayPal

5
PayPal is brilliant can't fault it at all it's perfect way to have credit help i recommend 100% it's helped me immensely Reviewed on: 5th May 2026
Carol Hewson's avatar
Carol Hewson

Been using for years for both purchases, credit and...

5
Been using for years for both purchases, credit and sending money to friends wtc Reviewed on: 5th May 2026
Scott G's avatar
Scott G

Very good service, easy to pay online or in store lo...

5
Very good service, easy to pay online or in store low rates. I really like it and highly recommend it Reviewed on: 5th May 2026
Dian I's avatar
Dian I

Very fast and easy way to pay through the app

5
Very fast and easy way to pay through the app Reviewed on: 5th May 2026
Eugene v's avatar
Eugene v

I have used PayPal for my Phone loan and it’s the be...

5
I have used PayPal for my Phone loan and it’s the best option I’ve chose so far 0 % interest fees and it’s just very straight forward compared to all the other loaners Reviewed on: 5th May 2026
Kieran M's avatar
Kieran M

Perfect and always obvious what im doing.

5
Perfect and always obvious what im doing. If I need help it gets sorted fast Reviewed on: 5th May 2026
Mr A's avatar
Mr A

Easy to use.

5
Easy to use. Through the app I could solve all my queries Reviewed on: 5th May 2026
Anonymous's avatar
Anonymous

What more can i say, great service and simple to use.

5
What more can i say, great service and simple to use.... Reviewed on: 5th May 2026
Jason H's avatar
Jason H

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill