Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148108 reviews)

View other PayPal products

4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148109)

PayPal app is so easy to use.

PayPal app is so easy to use. PayPal credit has Great rates and using them has been very reliable Reviewed on: 15th June 2026

I have used PayPal for several years and never had a...

I have used PayPal for several years and never had a problem. Ideal when shopping online as you feel your money is safe should there be any problems. I would certainly recommend PayPal for security and peace of mind. Reviewed on: 15th June 2026

Overall it has been a very good experience

Overall it has been a very good experience Reviewed on: 15th June 2026

It is very easy and helpful and is a very good servi...

It is very easy and helpful and is a very good service to use ...it has a very quick process as well Reviewed on: 15th June 2026

There when money was not haha

Not had any troubles in all honesty Reviewed on: 15th June 2026

It’s really easy to use when paying for stuff online

It’s really easy to use when paying for stuff online Reviewed on: 15th June 2026

Paypal is helpful, supportive and reliable

Paypal is helpful, supportive and reliable Reviewed on: 15th June 2026

Seems to have got a lot better over the years.

Seems to have got a lot better over the years. Reviewed on: 15th June 2026

Great service that’s easy to use and reliable.

Great service that’s easy to use and reliable. PayPal makes sending and receiving payments quick and secure, and I’ve always found it convenient for online purchases. A trusted payment platform that I would recommend. Reviewed on: 15th June 2026

Pay pal credit is a fantastic way to buy items, you...

Pay pal credit is a fantastic way to buy items, you get 4 months to pay off your purchases which is very good because of the cost of living is driving people debt Reviewed on: 15th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79273 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 100 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub