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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148075 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148079)

Easy to spread cost interest free

Easy to spread cost interest free Reviewed on: 15th June 2026

Always have the best customer service experience whe...

Always have the best customer service experience whenever I had an issue and would be quickly resolved no hassle Reviewed on: 15th June 2026

PayPal credit helped me a lot when I had less money...

PayPal credit helped me a lot when I had less money in my bank account. Reviewed on: 15th June 2026

Good Review

I have found PayPal Credit useful to help manage my finances and build my credit score. Every time I have had a dispute or issue I have had great support. Reviewed on: 15th June 2026

No proplems good service all round

No proplems good service all round Reviewed on: 15th June 2026

User friendly and flexible

User friendly and flexible.i enjoy using the app and makes my life easier Reviewed on: 15th June 2026

Great always use its services used for PayPal PayPal...

Great always use its services used for PayPal PayPal credit PayPal pay in 3 Reviewed on: 15th June 2026

The most reliable and trustworthy experience i have...

The most reliable and trustworthy experience i have ever had using services of this type! Im never in doubt about my money being safe when I use PayPal. Reviewed on: 15th June 2026

Neverhad an issue using PayPal.

Never had an issue with PayPal and have used them for many years . All my online payments are through PayPal, they’re great. Reviewed on: 15th June 2026

PayPal 4 months interest free is a winner.

PayPal credit is easy to use. And I enjoy the 4 month interest free payment. Helps me greatly with my purchases. as I’m paid monthly. So never have to worry about it with PayPal.. Reviewed on: 15th June 2026

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