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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148037 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148037)

Paypal is very reliable and secure.

I try to use PayPal as much as I can because I like the extra level of security. When I have had to dispute payments, they have always helped to resolve the issue. Reviewed on: 15th June 2026

regular customer of 21 yrs,...

Have been a regular customer for 21 yrs, in this time I’ve always found PayPal to be respectful to our needs, very helpful plus a good team.! Reviewed on: 15th June 2026

Useful service

I have used PayPal for many years, and recently taken out PayPal credit. The app is easy to use and can see everything very clearly. I have had a couple of times where I have had to call them, the staff were very friendly and helpful. Reviewed on: 15th June 2026

Paypal credit is very useful.

Paypal credit is very useful. It has been handy many times. Reviewed on: 15th June 2026

Great experience, customer service is excellent.

Great experience, customer service is excellent. Reviewed on: 15th June 2026

Never had an issue with anything, always received or...

Never had an issue with anything, always received or sent money fine. Always used PayPal credit. Now use this on my Apple Pay which is a life saver. Reviewed on: 15th June 2026

Payments in and out goes smooth and fast

Payments in and out goes smooth and fast Reviewed on: 15th June 2026

Always been a seamless experience start to finish, a...

Always been a seamless experience start to finish, any issues I’ve come across have been swiftly dealt with in a calm and professional manner, PayPal credit especially the pay in 3 option has greatly helped myself and my young family make some big purchases we otherwise wouldn’t have been able to buy without leaving ourselves short Reviewed on: 15th June 2026

Never had any issues with pay pal credit.

Never had any issues with pay pal credit. The app is extremely user friendly. I would have no hesitation recommending to friends or family. I have also had no issues with customer services though a member of my family who was scammed a while ago had good support in resolving the issue Reviewed on: 15th June 2026

Everything is easy to navigate, excellent customer s...

Everything is easy to navigate, excellent customer service, it is easy to speak to a person who are always helpful and patient. I trust PayPal completely. Reviewed on: 15th June 2026

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