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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105027 reviews)

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4.90

Based on 105,027 reviews, last reviewed 12th May 2026

2500400% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great service! Always easy to use, offers flexible payment options amd protection when paying companies. App is very user friendly! Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105027)

Always great support when I need it.

Always great support when I need it. Feel after making purchases online. Now allow for PayPal credit so I can pay for my holiday in sections Reviewed on: 5th May 2026

Very good business.

Very good business. Reliable and trustworthy Reviewed on: 5th May 2026

Saviour day

Helped me out when I needed the most I was truly thankful Reviewed on: 5th May 2026

PayPal is safe and secure and if I any problems w...

PayPal is safe and secure and if I any problems with payments PayPal will help you straight away. I have no problem using PayPal just for security and not ever using my bank details to anyone Reviewed on: 5th May 2026

18 Years of Seamless Transactions with PayPal

I’ve been using PayPal as my primary payment method for 18 years, and looking back, it has been one of the most consistent digital tools in my life. Since 2008, while the internet has changed drastically, PayPal has remained my "old reliable" for everything from eBay finds to professional invoicing. What Stands Out: Security & Peace of Mind: In nearly two decades, I’ve never had a security breach. Their buyer protection has saved me more than once when an item didn’t show up or wasn’t as described. Knowing my full credit card details aren't being shared with every random site I visit is a huge relief. I’ve watched them evolve from a basic checkout button to a full-service financial hub. Whether it’s the mobile app, OneTouch checkout, or the ability to pay in installments, they’ve stayed ahead of the curve. As someone who shops internationally and works with people across borders, the ease of currency conversion and instant transfers is unmatched. Having a centralized history of my spending for almost 20 years is incredibly helpful for budgeting and tracking down old receipts. Reliability is rare in tech. Many platforms come and go, but PayPal has earned my trust through sheer longevity and consistent performance. If you want a payment option that "just works" and prioritizes your security, I can’t recommend them enough. Here’s to the next 18 years! Reviewed on: 5th May 2026

Very easy to access and use.

Very easy to access and use made purchasing larger items easy. Reviewed on: 5th May 2026

Simple to apply and an overall good experience every...

Simple to apply and an overall good experience every time Reviewed on: 5th May 2026

Capable of working with PayPal. I'm Mr John

I have more than 3-4 years experience with PayPal and I m happy to recommend my family and friends to join to enjoy the benefit. Reviewed on: 5th May 2026

PAYPAL is very easy to use and an effective way of s...

PAYPAL is very easy to use and an effective way of sensibly managing your day to day purchases. Reviewed on: 5th May 2026

I have been using PayPal for many many years and it...

I have been using PayPal for many many years and it has always been an amazing tool to use and the flexibility that it offers me is 2nd to none Reviewed on: 5th May 2026

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