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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,978 reviews, last reviewed 12th May 2026
2498050% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

0% interest in 4 months is great! The PayPal credit 0% interest in 4 months is a lifesaver for money! Reviewed on: 12th May 2026
DC's avatar
DC

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104978)

Straight forward no nonsense system

5
Straight forward no nonsense system Reviewed on: 5th May 2026
nmd desai's avatar
nmd desai

Efficient

5
From the start I've never had any problems with PayPal if a flrefund is due its refunded straight away and it is a safe way to shop Reviewed on: 5th May 2026
Keith B's avatar
Keith B

Easy to use and helpful.

5
Easy to use and helpful. No hassle and easy payment scheme Reviewed on: 5th May 2026
Sarah N's avatar
Sarah N

Can’t do without it !

5
Always easy to use & and great support when needed - just can’t do without it! Easy payments - options to split and pay in instalments. Use anywhere - anytime ! Reviewed on: 5th May 2026
Sabine C's avatar
Sabine C

Go to fail safe payment option.

5
I have never needed to speak to customer services so can’t comment on that. it is my go to payment option however. Reviewed on: 5th May 2026
Eve C's avatar
Eve C

Simple easy transactions and your money is always safe

5
Simple easy transactions and your money is always safe Reviewed on: 5th May 2026
john's avatar
john

Just so easy to work with and gives you peace of min...

5
Just so easy to work with and gives you peace of mind with purchases Reviewed on: 5th May 2026
Roddymacd's avatar
Roddymacd

I have been a keen user for around 6 years .

5
I have been a keen user for around 6 years . Reviewed on: 5th May 2026
Maira M's avatar
Maira M

Avoid - poor customer service - imposible to speak t...

1
Avoid - poor customer service - imposible to speak to anyone Reviewed on: 5th May 2026
Michal C's avatar
Michal C

Great support and help, as well as easy of communica...

5
Great support and help, as well as easy of communication from them. Really made the process easiy Reviewed on: 5th May 2026
Jonathan King's avatar
Jonathan King

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