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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148014 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148014)

Very helpful and easy to use.

Very helpful and easy to use. Best service i ever had. Good value. Enough time to pay without interest Reviewed on: 15th June 2026

I feel secure when buying with paypal.

I feel secure when buying with paypal. Customer support has always been good Reviewed on: 15th June 2026

Really good payment options.

Really good payment options. Easy to use & navigate. Reviewed on: 15th June 2026

Fraud on my card, advisor useless.

Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time with these jokers useless when something goes wrong Reviewed on: 15th June 2026

I love that the good interest rate

I love that the interest rate is the cheapest. And I get good rates and sometimes good promotions that save me money Reviewed on: 15th June 2026

Great flexibility fast reply and reliable

Great flexibility fast reply and reliable Reviewed on: 15th June 2026

I would definitely recommend paypal pay to my friend...

I would definitely recommend paypal pay to my friends and family because its simple and powerful love you paypal Reviewed on: 15th June 2026

So easy to use and credit plans are amazing

So easy to use and credit plans are amazing Reviewed on: 15th June 2026

I recommend PayPal to everyone

I recommend PayPal to everyone. I bought four tires for my car and the garage where I was going to change them was not serious. I made an online reservation to buy tires for a Monday and they postponed me for a week. I canceled this order and with the help of PayPal I received the money back the same day. Reviewed on: 15th June 2026

PayPal credit, work related purchases.

Using PayPal credit for work related purchases provides the 90 day flexibility that allows me to remain competitive when pricing and invoicing for my work load. Reviewed on: 15th June 2026

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