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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147981 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147981)

A Great way pay safely and secure online, without th...

A Great way pay safely and secure online, without the need to carry a Credit card! Reviewed on: 15th June 2026

Love PayPal

It’s easy to access, money at my fingertips when needed. Great customer service. App is very easy to use. Reviewed on: 15th June 2026

Best ever my top recommendation.

Best ever my top recommendation. Can be used everyday Reviewed on: 15th June 2026

It has been so good and easy to use

It has been so good and easy to use Reviewed on: 15th June 2026

Flexibility and Security

It's an easy to use service for online purchases giving flexibility to switch between credit, debit and split payments. Great security by enabling passkeys and flexible integration with a wide range of sites and services Reviewed on: 15th June 2026

Really so convenient and easy to use

Really so convenient and easy to use and get the help when something goes missing or wrong. Reviewed on: 15th June 2026

Paypal credit is easy to apply for, easy to use and...

Paypal credit is easy to apply for, easy to use and is there as a back up in these expensive times. Reviewed on: 15th June 2026

Everything is going great and smooth at PayPal.

Everything is going great and smooth at PayPal. Reviewed on: 15th June 2026

Never had problems with accessing paypal.

Never had problems with accessing paypal. Communication very good Reviewed on: 15th June 2026

Resolved my issue really quickly

I had some issues and PayPal sorted them really quickly Reviewed on: 15th June 2026

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