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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147943 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147943)

Quick and convenient

A convenient option to use if you are watching your spending.It explains what your payments will be and when to make your payment. Reviewed on: 15th June 2026

Convenient and easy

Very easy and convenient to use. Reviewed on: 15th June 2026

5* would recommend

5* would recommend to friends and family. Good customer service and a reliable app Reviewed on: 15th June 2026

All good did what it said it would

All good did what it said it would Reviewed on: 15th June 2026

Kuljitkaur

I always use PayPal specifically for only shopping I feel safe to use and always recommend to my family and friends to use PayPal Reviewed on: 15th June 2026

I love pay pal

Pay pal is such a great tool for not only managing money but making sure your money is safe! Reviewed on: 15th June 2026

Brilliant if Iv ever had any issues they’ve been ver...

Brilliant if Iv ever had any issues they’ve been very quick on sorting the problem would recommend Reviewed on: 15th June 2026

Great payment options.

Great payment options and excellent communication helps me manage my finances with ease. Reviewed on: 15th June 2026

So flexible, accessible, and easy-to-use

So flexible, accessible, and easy-to-use Reviewed on: 15th June 2026

It's a good thing to have but the interest is a bit...

It's a good thing to have but the interest is a bit high Reviewed on: 15th June 2026

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