Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 104,870 reviews, last reviewed 12th May 2026
2493050% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous and fantastic and good and useful Fantastic fabulous and very useful Reviewed on: 12th May 2026
Clevelet M's avatar
Clevelet M

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (104870)

My go to finance

5
Paypal is my go to finance love the pay in 3 feature and pay over 4 months for items i can afford right out Reviewed on: 5th May 2026

Superb! Always helpful

5
Very easy to use, covers a wide range of companies especially worldwide with the easiest ways to pay. Notifications are constant and persistent to keep you aware and on track. Cannot fault paypal Reviewed on: 5th May 2026

Clear,user friendly and value for money

5
Clear,user friendly and value for money Reviewed on: 5th May 2026

Safest way online

5
Find paypal easier and more managable when it comes to buying online i feel safer with using them as i dont have to type in endless personal details all in all the convenience is iron clad inside paypal. Reviewed on: 5th May 2026

It’s my go to every time.

5
It’s my go to every time. I know a company is legit if they offer PayPal. It has allowed me to get things I’ve needed and not worry about paying all at once. Reviewed on: 5th May 2026

PayPal for Everyone

5
Grateful for the support and efficiency. Reviewed on: 5th May 2026

Easy to use and access.

5
Easy to use and access. Excellent service a and secure platform Reviewed on: 5th May 2026

The entire process is handled within the app

5
The entire process is handled within the app, which makes everything feel seamless and efficient. Instead of having to switch between websites, emails, or physical steps, you can complete transactions, track activity, and manage your account all in one place. Reviewed on: 5th May 2026

Always available with majority of retailers and easy...

5
Always available with majority of retailers and easy to make payments and pay it off Reviewed on: 5th May 2026

Simply the best .

5
One of the best services on line. Great rates and excellent customer service Reviewed on: 5th May 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review