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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,835 reviews, last reviewed 12th May 2026
2491500% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Convenient for Flexible Payments PayPal Credit has been convenient for spreading out payments and managing larger purchases. The application process was straightforward, and it integr... Read more Reviewed on: 12th May 2026
NAS's avatar
NAS

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104835)

Really useful for making large purchases easier with...

5
Really useful for making large purchases easier with monthly payments. Reviewed on: 5th May 2026
Jordan S's avatar
Jordan S

Very safe transfer, app showed good detail on all tr...

5
Very safe transfer, app showed good detail on all transactions. Reviewed on: 5th May 2026
Steven B's avatar
Steven B

Great Experience with PayPal Credit

5
I’ve had a really positive experience using PayPal Credit. The application process was quick and straightforward, and I was approved within minutes. It’s been very convenient for managing purchases and spreading out payments without hassle. I especially appreciate the clear terms and easy-to-use interface, which helps me stay on top of my balance. Overall, it’s a reliable and flexible option that I would definitely recommend to others. Reviewed on: 5th May 2026
Viktoria K's avatar
Viktoria K

PayPal doesn’t feel to ridged it’s feels more relaxe...

5
PayPal doesn’t feel to ridged it’s feels more relaxed than other lending platforms Reviewed on: 5th May 2026
La Mannd's avatar
La Mannd

Great to spread the cost

5
I can afford the things I want by spreading the cost Reviewed on: 5th May 2026
Lee Lomas's avatar
Lee Lomas

Paypal payment plans

5
If offered always use 3 payments good way of managing my money Reviewed on: 5th May 2026
Beverley C's avatar
Beverley C

I love the way how secure PayPal payment is, few sta...

5
I love the way how secure PayPal payment is, few stages of verification and clear communication through all process Reviewed on: 5th May 2026
Magda K's avatar
Magda K

PayPal credit has been very useful when I have used...

5
PayPal credit has been very useful when I have used it to split payments interest free over months! Very helpful Reviewed on: 5th May 2026
Julie Levick's avatar
Julie Levick

I had a good experience so far with Paypal credit.

4
I had a good experience so far with Paypal credit. In one instance I had (due to internet issues) booked airlines tickets for the same flight 2 times. I have reached out to the airlines and subsequently to Paypal, who has managed to resolve it. Only downside, there is no direct chat or connect to agent option who could resolve it immediately, you have to write an email or raise it and then wait for 24-48 to get a response back. Reviewed on: 5th May 2026
S S's avatar
S S

Helpful service

5
Its easy to pay for stuff, easy to query anything, it is an efficient service that helps us as a consumer tk get the best for our money. Reviewed on: 5th May 2026
Kate H's avatar
Kate H

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