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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,778 reviews, last reviewed 12th May 2026
2488750% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and safe way of making payments Easy to use and safe way of making payments Reviewed on: 12th May 2026
Martina A's avatar
Martina A

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104778)

Always excellent service

5
Always excellent service when I've needed to speak to a PayPal advisor Reviewed on: 5th May 2026
Kenny M's avatar
Kenny M

I’ve found my experiences with PayPal to be very pos...

5
I’ve found my experiences with PayPal to be very positive. I’ve used the credit facility, the pay in 3 instalments and normal service . I’ve also had reason to raise a dispute with them and it was dealt with very professionally and promptly. Reviewed on: 5th May 2026
Jane 's avatar
Jane

Very convenient for larger purchases where you need...

5
Very convenient for larger purchases where you need to spread the cost. With the options of 4 months 0% interest or pay in 3. The plans are flexible too allowing for custom payment amounts. Reviewed on: 5th May 2026
Tom S's avatar
Tom S

PayPal review. easy to use app.

5
Good customer service and easy to use app. Reviewed on: 5th May 2026
Sarah H's avatar
Sarah H

Always use PayPal convenient safe and secure

5
Always use PayPal convenient safe and secure Reviewed on: 5th May 2026
shiv adams's avatar
shiv adams

Easy way to send and receive money, transferring the...

5
Easy way to send and receive money, transferring the money instantly paying affordable fees Reviewed on: 5th May 2026
F B's avatar
F B

Overall Good Experience

5
I’ve had a very smooth experience using PayPal. Payments are processed quickly, and I feel confident about the security when shopping online. The interface is easy to use, and I especially like the buyer protection feature. Overall, it’s convenient and reliable. Reviewed on: 5th May 2026
Qasim's avatar
Qasim

I absolutely love it it’s amazing

5
I absolutely love it it’s amazing Reviewed on: 5th May 2026
Liga W's avatar
Liga W

Easy and straightforward.

5
Easy and straightforward. I've never had a problem yet ! Reviewed on: 5th May 2026
Victoria Harvey's avatar
Victoria Harvey

Great service never had any issues with them.

5
Great service never had any issues with them. You can buy things and pay later highly recommended. Reviewed on: 5th May 2026
Carina 's avatar
Carina

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