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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,743 reviews, last reviewed 12th May 2026
2487150% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Yet to have a bad experience yet to have a bad experience whenever i have had an issue it has been worked out right away Reviewed on: 12th May 2026
Sakura 's avatar
Sakura

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104743)

Easy to use and quick for payments!

5
Easy to use and quick for payments! Love spreading the cost Reviewed on: 5th May 2026
Anna 's avatar
Anna

Great customer service, easy to use

5
Great customer service, easy to use Reviewed on: 5th May 2026
Robin W's avatar
Robin W

Top company

5
Easy to use, help advise when needed Reviewed on: 5th May 2026
Glenn T's avatar
Glenn T

Easy to use.

5
Easy to use. Great for spreading cost.? Reviewed on: 5th May 2026
Kieron D's avatar
Kieron D

I mainly use PayPal for my eBay purchases

5
I mainly use PayPal for my eBay purchases, and overall it’s been a really smooth experience. Payments are quick and straightforward, and I like not having to enter my card details every time. One of the biggest benefits for me is the added sense of security. If anything goes wrong with an order, it’s reassuring to know there’s buyer protection in place. The interface is simple and easy to navigate, whether I’m paying or checking past transactions. On the downside, I’ve noticed that refunds can sometimes take a little longer than expected to come through, depending on the seller. Also, fees can be a bit unclear in certain situations, though that hasn’t affected my typical use much. Overall, it’s a reliable and convenient way to pay online, especially for frequent eBay use. Reviewed on: 5th May 2026
Alasdair M's avatar
Alasdair M

It has been easy and extremely helpful during hard t...

5
It has been easy and extremely helpful during hard times Reviewed on: 5th May 2026
Holly's avatar
Holly

So easy to deal with, everything you need to know is...

5
So easy to deal with, everything you need to know is explained and you can always trust PayPal. Reviewed on: 5th May 2026
David N's avatar
David N

Everything is just so simple

5
Everything is just so simple and that’s important when you’re using credit because you’re already in a difficult position. PayPal do not add to the existing stress Reviewed on: 5th May 2026
Brighton K's avatar
Brighton K

Very secure to use.

5
Very secure to use. Feel confident when using. Reviewed on: 5th May 2026
Alan P's avatar
Alan P

Easy to use & manage online!

5
Easy to use & manage online! Really fast too. Reviewed on: 5th May 2026
LauraT's avatar
LauraT

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