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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50803 reviews)

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4.91

Based on 50,802 reviews, last reviewed 15th Jul 2025

1842300% increase in 5 star reviews

in the past 90 days

1100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very straightforward customer experience Very straightforward customer experience, with clear terms of use, and no hidden fees Reviewed on: 15th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50802)

The service is easy to navigate it could be improved

The service is easy to navigate it could be improved by having better site of pending and authorised payments and transactions.. Reviewed on: 26th May 2025

Recomended

Any problems promptly dealt with Reviewed on: 26th May 2025

Just fantastic, cannot fault PayPal

Just fantastic, cannot fault PayPal Reviewed on: 26th May 2025

Good service would use again!

Good service would use again! Very handy to have! Reviewed on: 26th May 2025

PayPal is more realistic and reliable for me I am wi...

PayPal is more realistic and reliable for me I am with PayPal since long time. Loving PayPal Reviewed on: 26th May 2025

Great short term credit

Clear up front credit agreement. Flexible payments. Reviewed on: 26th May 2025

I find credit helpful but got into ABIT of debt when...

I find credit helpful but got into ABIT of debt when the cost of living crisis hit, hoping to pay off PayPal over the next few months. Always handy to have a money source to fall back on without all the hassles. Reviewed on: 26th May 2025

Pay pal credit is good for when you need cuberd and...

Pay pal credit is good for when you need cuberd and security Reviewed on: 26th May 2025

great that you can pay over time means no interest...

great that you can pay over time means no interest Reviewed on: 26th May 2025

Paypal makes payments very easy online.

Paypal makes payments very easy online. Reviewed on: 26th May 2025

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