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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104730 reviews)

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4.90

Based on 104,730 reviews, last reviewed 12th May 2026

2486650% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal has helped me very well in being able to affo... PayPal has helped me very well in being able to afford things when I am low on money as I know I can pay it back to my credit Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104730)

Easy to use.

Easy to use. Great for spreading cost.? Reviewed on: 5th May 2026

I mainly use PayPal for my eBay purchases

I mainly use PayPal for my eBay purchases, and overall it’s been a really smooth experience. Payments are quick and straightforward, and I like not having to enter my card details every time. One of the biggest benefits for me is the added sense of security. If anything goes wrong with an order, it’s reassuring to know there’s buyer protection in place. The interface is simple and easy to navigate, whether I’m paying or checking past transactions. On the downside, I’ve noticed that refunds can sometimes take a little longer than expected to come through, depending on the seller. Also, fees can be a bit unclear in certain situations, though that hasn’t affected my typical use much. Overall, it’s a reliable and convenient way to pay online, especially for frequent eBay use. Reviewed on: 5th May 2026

It has been easy and extremely helpful during hard t...

It has been easy and extremely helpful during hard times Reviewed on: 5th May 2026

So easy to deal with, everything you need to know is...

So easy to deal with, everything you need to know is explained and you can always trust PayPal. Reviewed on: 5th May 2026

Everything is just so simple

Everything is just so simple and that’s important when you’re using credit because you’re already in a difficult position. PayPal do not add to the existing stress Reviewed on: 5th May 2026

Very secure to use.

Very secure to use. Feel confident when using. Reviewed on: 5th May 2026

Easy to use & manage online!

Easy to use & manage online! Really fast too. Reviewed on: 5th May 2026

PayPal has been one of the easiest and most reliable...

PayPal has been one of the easiest and most reliable payment platforms I’ve used. Transactions are quick, secure, and straightforward whether sending money, making online purchases, or receiving payments. The buyer protection gives real peace of mind, and the app is simple to navigate with instant notifications and clear tracking of transactions. Customer support has also been helpful whenever needed. Overall, a trusted platform that makes online payments hassle-free. Reviewed on: 5th May 2026

Always straight forward especially when getting a re...

Always straight forward especially when getting a refund Reviewed on: 5th May 2026

PayPal points and credit is good when needed

PayPal points and credit is good when needed Reviewed on: 5th May 2026

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