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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50803 reviews)

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4.91

Based on 50,803 reviews, last reviewed 15th Jul 2025

1842300% increase in 5 star reviews

in the past 90 days

1100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very straightforward customer experience Very straightforward customer experience, with clear terms of use, and no hidden fees Reviewed on: 15th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50803)

Five star service.

Customer service is excellent and purchases are always done smoothly. PayPal always update me on my account and have got my family to use PayPal. It is safe and secure to use and I have no doubts that my account is always safe. Thank you PayPal. Five stars. Reviewed on: 26th May 2025

Generally good but can be trickier pay off specific...

Generally good but can be trickier pay off specific items. Reviewed on: 26th May 2025

I always use the credit offer from PayPal.

I always use the credit offer from PayPal. It really helps out when I make an expensive purchase! I really like the payment in three installments. Reviewed on: 26th May 2025

Great experience

Great experience since I join Paypal Reviewed on: 26th May 2025

Accepted instantly, very happy with the service

Accepted instantly, very happy with the service Reviewed on: 26th May 2025

Really easy to use...

Really easy to use and a lot of retailers use them. Great being able to spread the cost over three months without paying interest. Feel secure using Paypay Reviewed on: 26th May 2025

Great experience, helpful with my finances

Great experience, helpful with my finances Reviewed on: 26th May 2025

Excellent service

Never had any problems with paypal credit. Excellent service. Reviewed on: 26th May 2025

Always excellent credit service

Excellent transparent credit with all the details needed to review payments and transactions and be in control of finances and spending. Reviewed on: 26th May 2025

It is easy to keep track of what you owe and able to...

It is easy to keep track of what you owe and able to pay back quickly without fees Reviewed on: 26th May 2025

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