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PayPal: PayPal Credit reviews

4.73
Based on 147,845 reviews, last reviewed 2nd Jul 2026
4457750% increase in 5 star reviews
in the past 90 days
13000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026
G C's avatar
G C

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026
No's avatar
No

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147860)

Cash is king !

4
Its very easy to follow, great app and easy to pay off ! Reviewed on: 15th June 2026

I’ve used it for years and I love it

5
I’ve used it for years and I love it Reviewed on: 15th June 2026

Helpful staff when have an issue easily resolved and...

5
Helpful staff when have an issue easily resolved and go beyond Reviewed on: 15th June 2026

PayPal is very easy to use once set up and feels a v...

5
PayPal is very easy to use once set up and feels a very safe option to use! Reviewed on: 15th June 2026

User friendly, have used for years with no issues.

5
User friendly, have used for years with no issues. Helped me with many purchases and spreading cost. Reviewed on: 15th June 2026

Good customer service

4
Whenever I have a question. PayPal is easy to use and reach a real person to answer all my queries in detail. Reviewed on: 15th June 2026

Great customer service and trusted company

5
I've always had great customer service from PayPal no matter how small the issue is,I use PayPal for all my online purchases ,and find it's totally safe and secure ,I trust PayPal 100% and highly recommend. Reviewed on: 15th June 2026

Satisfaction every time!

5
Using PayPal is so straightforward, quick and easy to use that I use it as often and where ever as I can! Reviewed on: 15th June 2026

I use Paypal as my main banking facility now as it i...

5
I use Paypal as my main banking facility now as it is easy to use and a lot less hassle than banking apps Reviewed on: 15th June 2026

I love paypal.

5
I love paypal. Easy to use . Quick responses from customer service. Reviewed on: 15th June 2026

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