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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147842 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147842)

I use Paypal as my main banking facility now as it i...

I use Paypal as my main banking facility now as it is easy to use and a lot less hassle than banking apps Reviewed on: 15th June 2026

I love paypal.

I love paypal. Easy to use . Quick responses from customer service. Reviewed on: 15th June 2026

Excellence

All paypal services are professional, easy and straight forward making our every day life easier. Reviewed on: 15th June 2026

I have had my PayPal account for around 10 years now.

I have had my PayPal account for around 10 years now. Started using more freuquenrly. Everything is so easy to navigate, customer service are so friendly and clear when I had issues with something. I love how protected I feel when using PayPal also with my personal details and bank. Reviewed on: 15th June 2026

All fine!

All fine! Never had any issues w Reviewed on: 15th June 2026

Easy and convenient way to pay.

Easy and convenient way to pay. Highly recommended Reviewed on: 15th June 2026

Really easy and simple to use especially for short t...

Really easy and simple to use especially for short to mid term finance such as spreading the cost of a purchases over a few months. Reviewed on: 15th June 2026

Has been good so far.

Has been good so far. While the customer service has been awesome Reviewed on: 15th June 2026

I wish there was better customer service for people...

I wish there was better customer service for people who run into problems Reviewed on: 15th June 2026

Very handy and straightforward.

Very handy and straightforward. Never any issues. Reviewed on: 15th June 2026

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