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PayPal: PayPal Credit reviews

4.90
Based on 104,687 reviews, last reviewed 12th May 2026
2484550% increase in 5 star reviews
in the past 90 days
7350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never a bad experience! Never a bad experience with PayPal to be honest , I always use it for any transactions I make Reviewed on: 12th May 2026
Ebony e's avatar
Ebony e

Latest lowest rating:

2

Mo worries not sure right now Mo worries not sure what to say ri Reviewed on: 11th May 2026
Ak's avatar
Ak

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (104687)

So easy to deal with, everything you need to know is...

5
So easy to deal with, everything you need to know is explained and you can always trust PayPal. Reviewed on: 5th May 2026

Everything is just so simple

5
Everything is just so simple and that’s important when you’re using credit because you’re already in a difficult position. PayPal do not add to the existing stress Reviewed on: 5th May 2026

Very secure to use.

5
Very secure to use. Feel confident when using. Reviewed on: 5th May 2026

Easy to use & manage online!

5
Easy to use & manage online! Really fast too. Reviewed on: 5th May 2026

PayPal has been one of the easiest and most reliable...

5
PayPal has been one of the easiest and most reliable payment platforms I’ve used. Transactions are quick, secure, and straightforward whether sending money, making online purchases, or receiving payments. The buyer protection gives real peace of mind, and the app is simple to navigate with instant notifications and clear tracking of transactions. Customer support has also been helpful whenever needed. Overall, a trusted platform that makes online payments hassle-free. Reviewed on: 5th May 2026

Always straight forward especially when getting a re...

5
Always straight forward especially when getting a refund Reviewed on: 5th May 2026

PayPal points and credit is good when needed

5
PayPal points and credit is good when needed Reviewed on: 5th May 2026

Feels safe and secure to use, which is important to...

5
Feels safe and secure to use, which is important to me Reviewed on: 5th May 2026

Its a safe way of paying.

5
Its a safe way of paying. Easy repayment options. Reviewed on: 5th May 2026

PayPal credit is excellent and easy

5
PayPal credit is convenient and easy to use. I like that there are so many vendors using PayPal now, compared to when I first signed up. Reviewed on: 5th May 2026

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