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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147769 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147769)

Useful and simple to use

Easy to use and highly effective Reviewed on: 15th June 2026

Open & honest from the beginning

Paypal has open & honest from the beginning. The app and the process have all been very easy. The page of what and when to pay is really clear. If feel I'm in safe hands. The cost of the borrowing is really clear. Reviewed on: 15th June 2026

I always pay at least my minimum wage payment normal...

I always pay at least my minimum wage payment normally before the due date but PayPal won’t count it as a payment unless it’s on the day you pay it so I keep getting messages to say I have not paid my minimum payment even though I have already paid before it is due !! Reviewed on: 15th June 2026

Easy and convenient!

Easy and convenient! No fuss, no worries. Reviewed on: 15th June 2026

It is great very easy to use and a good costumer ser...

It is great very easy to use and a good costumer service. Reviewed on: 15th June 2026

PayPal Consumer Credit has been a convenient way for...

PayPal Consumer Credit has been a convenient way for me to manage larger or unexpected purchases by spreading the cost over time. It’s quick to use at checkout and everything is clearly tracked in my PayPal account, so I can easily see what I owe and when payments are due. The setup was quick, and everything is kept in one place inside my PayPal account, so I can clearly see what I owe and when payments are due. That transparency makes it easier to stay on top of things and avoid missing payments. Overall, my experience has been positive because it combines ease of use with practical budgeting support, especially when I need a bit more flexibility with spending ranging from being simple without any hassle Reviewed on: 15th June 2026

Nice and easy to use never had a problem.

Nice and easy to use never had a problem. Apps good! Reviewed on: 15th June 2026

Another good way to pay

Quick, straghtforward and easy to set up. Conveniant to use, accepted in numerous establishment/amenities Reviewed on: 15th June 2026

Hy experience is werry good i like use a pay...

Hy experience is werry good i like use a pay pal Reviewed on: 15th June 2026

Great helps me when needed fantastic customer service

Great helps me when needed fantastic customer service Reviewed on: 15th June 2026

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