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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104665 reviews)

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4.90

Based on 104,665 reviews, last reviewed 11th May 2026

2483600% increase in 5 star reviews

in the past 90 days

7350% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great credit card Great credit card and love pay in 3 Reviewed on: 11th May 2026

Latest lowest rating:

2

Mo worries not sure right now Mo worries not sure what to say ri Reviewed on: 11th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104665)

Faultless

I have been a PayPal user for a very long time, I also very frequently use PayPal credit. It helps me manage my money far better. There has been occasions I've had to contact customer service and you get through immediately always having your issues resolved swiftly. Reviewed on: 5th May 2026

Five stars for how simple they make things.

Five stars for how simple they make things. I’ve been using PayPal Credit for a while now and it’s so much less of a headache than a traditional credit card. The setup was a breeze, and I love that I can see my balance and schedule payments directly in the app without jumping through hoops. Being able to spread out the cost of bigger items interest-free has been a lifesaver. It’s easily the most convenient way I’ve found to handle 'buy now, pay later' stuff. Reviewed on: 5th May 2026

Best credit

Very easy to apply for the credit and and it can be used nearly everywhere when shopping online Reviewed on: 5th May 2026

Paypal credit

When i have a problem with a purchase PayPal have sorted it out have always been happy with PayPal Reviewed on: 5th May 2026

Paypal Credit

I use PayPal credit mainly for purchasing items for my daughter, you can pay a minimum payment each month which is really helpful when months are more of a struggle for money Reviewed on: 5th May 2026

Great credit

It’s great as it gives you time to pay off the credit at 0% interest. Therefore just pay this back off at payday and it’s a help to daily spending. Reviewed on: 5th May 2026

PayPal easy to use and just gives you that freedom y...

PayPal easy to use and just gives you that freedom you need Reviewed on: 5th May 2026

Excellent service would recommend PayPal credit

Excellent service would recommend PayPal credit Reviewed on: 5th May 2026

Simply the best!

I have been using PayPal for a number of years to fund my guitar purchases it has never let me down and it helps me budget my expenditurewithout causung me any fianncial stress. Reviewed on: 5th May 2026

Great service, really easy to use without requiring...

Great service, really easy to use without requiring a physical card which is great for me. However it does give you the option for a virtual card which helps as it’s great for everyone to use. I have financed long term for my car registration via PayPal and I’ve also used the pay in 3 service which is great! Reviewed on: 5th May 2026

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