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PayPal: PayPal Credit reviews

4.90
Based on 104,625 reviews, last reviewed 11th May 2026
2481750% increase in 5 star reviews
in the past 90 days
7350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Able to use the card or online works well for all co... Able to use the card or online works well for all companies Reviewed on: 11th May 2026
Emma Kelly's avatar
Emma Kelly

Latest lowest rating:

2

Mo worries not sure right now Mo worries not sure what to say ri Reviewed on: 11th May 2026
Ak's avatar
Ak

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104625)

Use almost like my second bank.

5
Use almost like my second bank. Alway quick to answer any question/issues. Reviewed on: 5th May 2026

Great to use, highly recommended

5
Easy to use, the details are clear to what you are going to pay and if it’s taken over the interest free time allotted it tells you how much interest you will pay. Reviewed on: 5th May 2026

PayPal-the safe universal standard

5
PayPal remains the most recognized name in online payments for a reason. It offers unmatched buyer protection and universal acceptance, though its fee structure and rigid account freezes can be a headache for power users. Reviewed on: 5th May 2026

Excellent way to pay and over time with interest fre...

5
Excellent way to pay and over time with interest free rates Reviewed on: 5th May 2026

Really easy to use and I have never had a problem wi...

5
Really easy to use and I have never had a problem with using the app really easy and reliable Reviewed on: 5th May 2026

Always there when neededglyn

5
Always there when needed never got hacked Reviewed on: 5th May 2026

Simple and consistent

5
Really simple to use and explains everything you need to know. Reviewed on: 5th May 2026

Where else can you get easy access great responce 24...

5
Where else can you get easy access great responce 24 hours support np problems keep the great support for customers Reviewed on: 5th May 2026

PayPal is fast ,reliable,safe with great customer se...

5
PayPal is fast ,reliable,safe with great customer service, I highly recommend Paypal Reviewed on: 5th May 2026

Useful if you want to pay for things without having...

4
Useful if you want to pay for things without having to put all your card details in Reviewed on: 5th May 2026

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