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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

99% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Great service

Just very great service,very glad I joined Reviewed on: 26th May 2025

I had issues with Nike for a refund they didn’t want...

I had issues with Nike for a refund they didn’t want to refund my money until PayPal came in and they refunded it Reviewed on: 26th May 2025

Good short term credit

Good short term credit when needed Reviewed on: 26th May 2025

I love using PayPal for majority of my purchases.

I love using PayPal for majority of my purchases. Never lets me down! Reviewed on: 26th May 2025

Definitely worth having an account.

Paypal ate good at what they do. Reviewed on: 26th May 2025

Great Customer Service.

Whenever I’ve experienced difficulties (always on my part through technology illiteracy) Paypals staff have quickly sorted any problem. Reviewed on: 26th May 2025

Easy and quick service available for any purchase

Easy and quick service available for any purchase Reviewed on: 26th May 2025

I love it.

I love it. It’s great, and you don’t get charged interest for 4 months. It’s a great credit company. Reviewed on: 26th May 2025

Always had good experiences with paypal.

Always had good experiences with paypal. Good buyer protection and good credit options Reviewed on: 26th May 2025

Great way to build credit

It’s very helpful, user-friendly especially for people like myself looking to build their credit Reviewed on: 26th May 2025

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