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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147687 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147687)

I had a scam related issue and it was sorted very qu...

I had a scam related issue and it was sorted very quickly and efficiently.The digital cards for I store transactions are a little hit and miss in terms of if they work, but the credit and pay in 3 is great and also the user interface on the app and the site is easy to use. Just changing passwords when your compromised is a little more difficult to navigate in a hurry. Overall good Reviewed on: 15th June 2026

I would highly recommend others to use PayPal!

I’ve used PayPal for years & it’s always been smooth, fast and easy to use with an extra option of 0% payment in 3. I always opt to PayPal if the choice is there. I would highly recommend others to use PayPal. Reviewed on: 15th June 2026

Never had a problem with your compamy very efficient

Never had a problem with your compamy very efficient Reviewed on: 15th June 2026

Just reliable and have used it for years now .

Just reliable and have used it for years now . Reviewed on: 15th June 2026

PayPal perfection!

I have used PayPal for years and have NEVER had an issue with any of their services. On the very few occasions I have needed to make contact they have always been very responsive and professional. Reviewed on: 15th June 2026

Infind them helpful and easy to use

Infind them helpful and easy to use Reviewed on: 15th June 2026

Reliable, Functional & Rewarding

PayPal Credit works exactly as expected — the app is smooth, intuitive, and gets the job done without any hassle. It's a genuinely useful financial tool that fits seamlessly into everyday purchases. The reward benefits are a nice bonus that add real value over time. Would recommend to anyone already in the PayPal ecosystem. Reviewed on: 15th June 2026

Ease of use everything explained upfront with no no...

Ease of use everything explained upfront with no no hidden fees Reviewed on: 15th June 2026

Excellent way to manage your repayments giving you z...

Excellent way to manage your repayments giving you zero interest for 4 months instead of paying high interest rates . Excellent terms Reviewed on: 15th June 2026

Convenient and flexible

Convenient and flexible - making online purchases simple and stress free Reviewed on: 15th June 2026

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