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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,572 reviews, last reviewed 11th May 2026
2479200% increase in 5 star reviews
in the past 90 days
7350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent It’s safer to use PayPal and pal credit online Reviewed on: 11th May 2026
Dawn B's avatar
Dawn B

Latest lowest rating:

1

There is no money security even you dont get the... There is no money security even you dont get the item Reviewed on: 11th May 2026
AA's avatar
AA
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104572)

Excellent service

5
Good would have been excellent if they had customer service number to contact them rather then email only Reviewed on: 5th May 2026
PURVI V's avatar
PURVI V

PayPal credit as PayBuddy

5
Very happy with PayPal credit. Used it for years and I never had a problem. Very reliable and trustworthy. App works very well. Reviewed on: 5th May 2026
Ema's avatar
Ema

Can’t fault PayPal

5
They’re always very helpful, their security is good and they offer transparency in every transaction. Reviewed on: 5th May 2026
GC's avatar
GC

Easy to use and payments have been fast.

5
Easy to use and payments have been fast. Repayments are easy to set up and interest is very manageable. Reviewed on: 5th May 2026
Bruce S's avatar
Bruce S

PayPal is an amazing way to spend money, PayPal cred...

5
PayPal is an amazing way to spend money, PayPal credit is very easy to apply and very easy to use the website or app Reviewed on: 5th May 2026
Lewis S's avatar
Lewis S

My first go to cuz it’s all in one place and easy to...

5
My first go to cuz it’s all in one place and easy to use both spending and paying back. Reviewed on: 5th May 2026
Chris t's avatar
Chris t

Always feeling safe and confident to make my payment...

5
Always feeling safe and confident to make my payments for online purchases via PayPal Reviewed on: 5th May 2026
nesar ahmad's avatar
nesar ahmad

Amazing customer support when struggling but also ju...

5
Amazing customer support when struggling but also just in general. Flexible and good apr, easy to use and pay Reviewed on: 5th May 2026
Edward T's avatar
Edward T

Reassured using PayPal

5
I have had a few positive experiences with PayPal. From having a problem with an order and PayPal sorted it out for me without hesitation. Being offered PayPal credit and knowing I have that facility if I need it. I feel safe using PayPal and I have the reassurance there that I know if there is any problem PayPal with support me with the issue and get it dealt with speedily and professionally and supportive. Reviewed on: 5th May 2026
Andrea Culleton's avatar
Andrea Culleton

All positive

5
Had various experiences with paypal.All positive. All resolved. Always with third parties. Never had a problem from paypal. Reviewed on: 5th May 2026
ian t's avatar
ian t

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