Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

99% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

PayPal Many ways to pay

Regularly use PayPal for various purchases, especially like the pay in three Reviewed on: 26th May 2025

Easy to use and a valued help in this current financ...

Easy to use and a valued help in this current financial climate. Reviewed on: 26th May 2025

Very helpful, quick reply always easy to get the hel...

Very helpful, quick reply always easy to get the help I need Reviewed on: 26th May 2025

Easy application for 0% Credit

With an easy application for credit to spread the cost of any purchase with 0% interest, PayPal credit is the way to go. Reviewed on: 26th May 2025

I trust PayPal Credit for many large purchases.

I trust PayPal Credit for many large purchases. It's simple to understand the repayments, it's easy to make early repayments too and it's easily managed through the app Reviewed on: 26th May 2025

PayPal customer service is always very good and help...

PayPal customer service is always very good and helpful. I love the pay in three payment plan. Reviewed on: 26th May 2025

Pay in 3 and PayPal Credit have helped me a lot when...

Pay in 3 and PayPal Credit have helped me a lot when buying what I need to refurb my house. Without them, I’d struggle so much to get where I currently am. Thanks PayPal!! Reviewed on: 26th May 2025

Paypal credit is so helpful

PayPal credit has helped me during times when I really needed an alternative option to making payments. It works well Reviewed on: 26th May 2025

Faultlessly simple, easy and no effort

Faultlessly simple, easy and no effort Reviewed on: 26th May 2025

Always Reliable

I know I can always trust PayPal and if I’ve ever had to contact them they have been extremely helpful. Reviewed on: 26th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback credit card
from Lloyds Bank 0.00 from 0 reviews
Platinum Credit Card
from Lloyds Bank 3.92 from 49 reviews
Clear Rate Platinum Credit Card
from NatWest 4.51 from 18 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payment Provider
from PayPal 4.92 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub