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PayPal: PayPal Credit reviews

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4.90
Based on 104,520 reviews, last reviewed 11th May 2026
2476900% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit PayPal credit has really helped especially when I needed quick money to pay an airline ticket, while already having debit for a phone. The interest ra... Read more Reviewed on: 11th May 2026
Chi 's avatar
Chi

Latest lowest rating:

2

Payments and complaint issues I am not able to make payments when I am not in the UK. Also, I had to report the same issue more than 4 times before it was resolved. Reviewed on: 11th May 2026
Cindy's avatar
Cindy
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104520)

Trustworthy service

5
I always feel safe when using PayPal to make purchases on-line. I trust the service and feel confident that I can receive assistance from customer support if required. Reviewed on: 5th May 2026
Deborah 's avatar
Deborah

Easy to play for your items across lots of different...

5
Easy to play for your items across lots of different buying platforms. Reviewed on: 5th May 2026
TD's avatar
TD

Used Paypal credit to spread an expensive purchase o...

5
Used Paypal credit to spread an expensive purchase over 4 months. It was a great interest free deal and the payments went through with zero hassle Reviewed on: 5th May 2026
Charlotte S's avatar
Charlotte S

Easy and reliable credit option

5
I have had a smooth experience using PayPal Credit. Payments are easy to manage and the app is simple to use. It helps when I need flexibility with purchases. Customer service has also been helpful whenever I needed support. Reviewed on: 5th May 2026
Umair irfan's avatar
Umair irfan

Very pleased with PayPal Credit.

5
Very pleased with PayPal Credit. A setup and safe tool to keep in my wallet Reviewed on: 5th May 2026
stephen smith's avatar
stephen smith

I wish the interest rates were so high but overall g...

4
I wish the interest rates were so high but overall good service Reviewed on: 5th May 2026
Chloe W's avatar
Chloe W

Easy to set up and quick conformation off acceptance

5
Easy to set up and quick conformation off acceptance Reviewed on: 5th May 2026
wayne j's avatar
wayne j

Pay in 3 great surprise

5
Pay in 3 was offered out of the blue and has been extremely helpful and useful...I didn't even know this existed ItIt'great that it allows more than one purchase on pay in 3 ...at the same time Reviewed on: 5th May 2026
Brian A's avatar
Brian A

I feel safe with PayPal...

5
PayPal always make feel that money and transactions are always safe never had any difficulty dealing with any problems that have arisen Reviewed on: 5th May 2026
Jeremy F's avatar
Jeremy F

Easy access, convenience, and easy to use

4
Easy access, convenience, and easy to use Reviewed on: 5th May 2026
Dane P's avatar
Dane P

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