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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147599 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147599)

it’s ok for now...

It’s ok for now I mean it’s ok for now Reviewed on: 15th June 2026

Easy to use, accepted by most retailers.

Easy to use, accepted by most retailers. Did have a puzzling conversation with customer service giving mixed messages though. Reviewed on: 15th June 2026

Makes checking out easy; secure.

Makes checking out easy; secure. pay in 3 is handy and the 4 month interest free PayPal credit is a great incentive Reviewed on: 15th June 2026

My go to for everything!

My go to for everything! Makes shopping simple and I feel more protected when I use PayPal. Reviewed on: 15th June 2026

Safe, quick, easy and reliable.

Safe, quick, easy and reliable. Really helpful with my business. Keeps me safe and protected with online purchases and very convenient. The pay in 3 is a life saver and all this in one place really is fantastic highly recommend to anyone and everyone . Reviewed on: 15th June 2026

Great Busy Month Buffer.

Great for smoothing things out on a busy month. I allways use the free 4 months, so costs nothing and never miss a payment with the reminders. Can leave my other pots intact ! Widely accepted now we have the card. Reviewed on: 15th June 2026

Always used PayPal credit with ease.

Always used PayPal credit with ease. App clear and straightforward. Never needed to use customer services but good service by paypal Reviewed on: 15th June 2026

The easy way to pay

I have enjoyed paying through PayPal credit - it is a very easy and effective way of purchasing that is widely recognised throughout the commercial world. Reviewed on: 15th June 2026

It would be good if the balance showed straight away...

It would be good if the balance showed straight away and you could make a payment immediately Reviewed on: 15th June 2026

I love using PayPal safe and easy to use

I love using PayPal safe and easy to use Reviewed on: 15th June 2026

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