Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,455 reviews, last reviewed 11th May 2026
2474000% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best payment method! Using PayPal credit or payment fells very secure, PayPal credit is very convenient for shopping, 4 months 0% interest! Highly recommended! I gave this... Read more Reviewed on: 11th May 2026
Tomasz G's avatar
Tomasz G

Latest lowest rating:

2

I’ve been a customer with PayPal maybe 20 years or m... I’ve been a customer with PayPal maybe 20 years or more never had any issues until recently I lost my debit card cancelled with my bank but must of af... Read more Reviewed on: 11th May 2026
Leah B's avatar
Leah B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (104455)

Good experience and I like that it sends me a notifi...

5
Good experience and I like that it sends me a notification so I don’t forget to send my payments. Reviewed on: 5th May 2026
Emma R's avatar
Emma R

My banks credit card but better in all ways

5
Far easier to use and set up than conventional credit card with bank. The physical card is appreciated however I don't use it. Tracking spending, interest and paying all feels easier than my banks credit card. Overall I feel this is just a better supported version of a bank typical credit card. Reviewed on: 5th May 2026
Jack F's avatar
Jack F

Excellent Service

5
I use PayPal credit because I know that any issues I have with goods or issues with companies will be dealt with quickly and in a friendly manner. I have never had a negative experience with them Reviewed on: 5th May 2026
Maureen Mansell 's avatar
Maureen Mansell

Helps people if you haven’t got the money at the tim...

5
Helps people if you haven’t got the money at the time brilliant Reviewed on: 5th May 2026
Nicole Gerrard's avatar
Nicole Gerrard

Always super easy to use with quick and reliable ser...

5
Always super easy to use with quick and reliable service Reviewed on: 5th May 2026
Karen H's avatar
Karen H

I use PayPal for pretty much everything.

5
I use PayPal for pretty much everything. Debit card to earn points and the credit card for emergencies. Reviewed on: 5th May 2026
Rick D's avatar
Rick D

PayPal credit makes purchases a breeze, and 4 months...

5
PayPal credit makes purchases a breeze, and 4 months 0% when you spend more gives you more time to pay for your bigger purchases! Can’t beat it! Reviewed on: 5th May 2026
Morag P's avatar
Morag P

Really easy to deal with and always there if you nee...

5
Really easy to deal with and always there if you need any assistance Reviewed on: 5th May 2026
ANTHONY P's avatar
ANTHONY P

No issues.

5
No issues. Never had an issue with PayPal, Great for sending across money, the pay in 3 is a highlight Reviewed on: 5th May 2026
Cats's avatar
Cats

Great experience with the customer care team

4
Great experience with the customer care team Reviewed on: 5th May 2026
Mercy s's avatar
Mercy s

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill