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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50757 reviews)

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4.91

Based on 50,757 reviews, last reviewed 27th Jun 2025

1838600% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

It was very helpful to be able to pay for the goods It was very helpful to be able to pay for the goods in 3 instalment interest free Reviewed on: 27th June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50757)

Really helpful facility to have

Really helpful facility to have, interest rates could be cheaper for those with good credit. Reviewed on: 26th May 2025

I really like paypal credit.

I really like paypal credit. The 3 payment plan very often helps me with paying for things over 3 payments. The customer service has always been top notch. Thank you Reviewed on: 26th May 2025

I have nothing but a great experience with PayPal!

I have nothing but a great experience with PayPal!! I can always count on them and if I have a problem, they are never too far away. Reviewed on: 26th May 2025

Flexible payments, clear terms, regular contact

PayPal has offered me flexible payments with clear payment terms. Terms are stated and reminders regularly sent to ensure all payments are made on time. Contact to review borrowing amounts on a regular basis. Reviewed on: 26th May 2025

PayPal is flexible with their three interest free in...

PayPal is flexible with their three interest free instalments and also credit card with four months interest free is absolutely super. Reviewed on: 26th May 2025

Paypal credit is a wonderful option

Paypal credit is a wonderful way to support small start up business or for purchases as a consumer where the 4 month interest free option is a great way to pay off over time without occurring additional costs. Reviewed on: 26th May 2025

Fast, easy and always there for when you need it.

Fast, easy and always there for when you need it. Absolutely no problems with using PayPal and would happily recommend to anyone. Reviewed on: 26th May 2025

Excellent service and app, nice choice of service o...

Excellent service and app, nice choice of service options Reviewed on: 26th May 2025

My experience with PayPal credit has been great!

My experience with PayPal credit has been great! It has allowed me to be more financially free with plenty time to pay back my credit, plus being able to choose how much I would like to pay back each month is very helpful. Reviewed on: 26th May 2025

PayPal is extremely convenient and easy to use.

PayPal is extremely convenient and easy to use. Reviewed on: 26th May 2025

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