Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,337 reviews, last reviewed 11th May 2026
2468700% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Satisfied with the service and also if I had a dispu... Satisfied with the service and also if I had a dispute with provider is solve to me satisfaction Reviewed on: 11th May 2026
Elizabeth 's avatar
Elizabeth

Latest lowest rating:

2

I’ve been a customer with PayPal maybe 20 years or m... I’ve been a customer with PayPal maybe 20 years or more never had any issues until recently I lost my debit card cancelled with my bank but must of af... Read more Reviewed on: 11th May 2026
Leah B's avatar
Leah B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (104337)

Good to have, helpful to purchase when you don’t hav...

5
Good to have, helpful to purchase when you don’t have the money Reviewed on: 5th May 2026
George G's avatar
George G

Excellent service I’m so happy to use it

5
Excellent service I’m so happy to use it Reviewed on: 5th May 2026
Aroua's avatar
Aroua

Absolutely Brilliant

5
Always very good and great variation of services Reviewed on: 5th May 2026
Jay's avatar
Jay

I've found the credit at 0% for first 4 months to be...

5
I've found the credit at 0% for first 4 months to be the best use of PayPal. More features like this would increase my engagement. Reviewed on: 5th May 2026
Jack's avatar
Jack

Easy to use, reliable and safe

5
Easy to use and great attention when needed. I feel safe when buying with PayPal Reviewed on: 5th May 2026
Richard Vazquez's avatar
Richard Vazquez

Reasonable it was ok i guess Could have been better.

3
Reasonable it was ok i guess Could have been better. How much more do you need? This is eating our time Reviewed on: 5th May 2026
M k's avatar
M k

Easy to buy, easy to pay, easy to keep track...

5
Easy to buy, easy to pay, easy to keep track Reviewed on: 5th May 2026
Mark w's avatar
Mark w

It’s been easy to use and I’ve felt well informed...

5
It’s been easy to use and I’ve felt well informed Reviewed on: 5th May 2026
Carla R's avatar
Carla R

PayPal Credit is such a useful thing to have.

5
PayPal Credit is such a useful thing to have. It gives you clear funding and no hidden fees. Its a life saver. Reviewed on: 5th May 2026
Kirstie K's avatar
Kirstie K

Safety first

5
Always dependable & safe. The best way to buy anything Reviewed on: 5th May 2026
Caroline R's avatar
Caroline R

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill