Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50757 reviews)

View other PayPal products

4.91

Based on 50,757 reviews, last reviewed 27th Jun 2025

1838600% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

It was very helpful to be able to pay for the goods It was very helpful to be able to pay for the goods in 3 instalment interest free Reviewed on: 27th June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50757)

PayPal The friendly Account

My experience with PayPal is excellent. Reviewed on: 26th May 2025

Great service and UI.

I have been using PP credit for the last year. I really like fee free peiod and clear inteface - I always know when I should pay each amount to avoid charges. Reviewed on: 26th May 2025

.customer service very professional

Customer service very professional and not passed from person to person Reviewed on: 26th May 2025

PayPal credit - much better than It sounds

PayPal are honestly really good about responsible lending, and especially when it comes to customer service. Odd requests are their bread and butter, and they're really quick to resolve things. Reviewed on: 26th May 2025

Very helpful and friendly staff, makes paying for st...

Very helpful and friendly staff, makes paying for stuff easier Reviewed on: 26th May 2025

Just a great service to use.

Just a great service to use. I feel very confident when buying goods online and using PayPal. Reviewed on: 26th May 2025

Easy to use, quick, seamless transactions reliable...

Easy to use, quick, seamless transactions reliable and intuitive. I've never had any problems with transactions and have contacted support for general enquiries and the odd payments, and found them helpful, quick and efficient. Reviewed on: 26th May 2025

Easy to manage and reviewed regularly.

Easy to manage and reviewed regularly. Good level of security. Reviewed on: 26th May 2025

Easy does it

Its been a stressful free app to use. Efficient ways to pay and receive money. Reviewed on: 26th May 2025

Always have good options to pay.

Always have good options to pay. Reviewed on: 26th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Partnership Card
from John Lewis 1.35 from 871 reviews
Chrome Card
from Vanquis 4.25 from 8 reviews
Aquis Card
from Vanquis 4.25 from 41 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22019 reviews
Payment Provider
from PayPal 4.92 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub