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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147449 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147449)

Easy to use and 4 months interest free credit is a g...

Easy to use and 4 months interest free credit is a good feature. Reviewed on: 15th June 2026

It’s easy and simple to use

It’s easy and simple to use, i also love the app UI. It’s intuitive Reviewed on: 15th June 2026

Never any problems and a convenient way to pay.

Never any problems and a convenient way to pay. I feel my payments are secure. Reviewed on: 15th June 2026

Extra online security

Find it easy to use it is only service I use only for extra security Reviewed on: 15th June 2026

I’ve had a great experience with PayPal Credit.

I’ve had a great experience with PayPal Credit. It’s easy to use, offers flexible payment options, and makes managing larger purchases much more convenient. The app is straightforward, payments are easy to track, and I’ve found the service reliable. Overall, I’d happily recommend PayPal Credit. Reviewed on: 15th June 2026

Easy to use.

Easy to use and manage in app. Have had no issues. I always recommend PayPal to my friends. Reviewed on: 15th June 2026

Easy and safe to use.

Easy and safe to use. PayPal gives good interest free time to pay off, it can be used with most retailers. I particularly like to use mine with trips away as it covers me financially if anything changes or if it’s a group booking. I find this easy to keep on top of as I can make payments whenever I want for whatever amount suits me at the time between purchase and final payment date. I’m always recommending to family and friends. Reviewed on: 15th June 2026

Paypal has been there for me

In times of need PayPal credit has been there for me at each moment when I have needed it the most. It’s fair and easy to use. Reviewed on: 15th June 2026

Perfect all rounder credit card

PayPal credit is the first credit card I’ve had and it is very easy to use. I mainly use it for smaller payments that is then repaid a few days later to improve my credit score. PayPal credit is perfect for this but also offers interest free credit on purchases over £99 for four months which again is very useful making it great for bigger purchases too! I couldn’t recommend it enough. Reviewed on: 15th June 2026

I have always had good experience with PayPal especi...

I have always had good experience with PayPal especially when it comes to refunds. I feel safe when paying with paypal knowing that they protect their customers. Reviewed on: 15th June 2026

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