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PayPal: PayPal Credit reviews

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4.90
Based on 104,285 reviews, last reviewed 11th May 2026
2466150% increase in 5 star reviews
in the past 90 days
7350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had any issues. Never had any issues. Provides incredible flexibility and affordability Reviewed on: 11th May 2026
Rory M's avatar
Rory M

Latest lowest rating:

1

The service has fallen apart, customer service is me... The service has fallen apart, customer service is mediocre, none of them speak good English and they don't understand math, and now they're charging m... Read more Reviewed on: 11th May 2026
Alex C's avatar
Alex C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104286)

Whenever I’m buying something and the PayPal credit...

5
Whenever I’m buying something and the PayPal credit option is there, that’s my first choice. It’s a no brainier Reviewed on: 5th May 2026
Decio's avatar
Decio

Easy to use and safe

5
It is so easy to use and I find it’s the best and safest way to pay Reviewed on: 5th May 2026
Michelle B's avatar
Michelle B

Easy to use , good choice of payment options

5
Easy to use , good choice of payment options Reviewed on: 5th May 2026
Richard P's avatar
Richard P

Top-tier choice

4
PayPal Credit is a top-tier choice for online shoppers who want more financial breathing room. It’s built directly into your checkout, making it incredibly convenient for quick purchases. Reviewed on: 5th May 2026
Aldwin's avatar
Aldwin

Easy to use, trustworthy.

5
Easy to use, trustworthy. Its my go-to payment method as my details are all safely stored so saves me time when buying online. Reviewed on: 5th May 2026
Deb 's avatar
Deb

Very useful

5
Its a reliable source thats comes in handy in an emergency Reviewed on: 5th May 2026
Aishah's avatar
Aishah

i find it paypal very easy to use

5
i find it paypal very easy to use and they have excellent customer service as well Reviewed on: 5th May 2026
Patricia T's avatar
Patricia T

Credit and debit cards

5
It is just so easy to apply for both credit and debit card and it is just as easy to pay off your balance Reviewed on: 5th May 2026
Anne G's avatar
Anne G

So easy to use.

5
So easy to use. The couple of issues Ive had with suppliers PayPal sorted immediately for me. Splitting payments into 3 equal interest free payments is great too or the 4 payments allowing you to choose how much to pay each month again interest free(as long as you pay in full by the 4th payment date). Reviewed on: 5th May 2026
Richyboy's avatar
Richyboy

Very easy to spread payments

5
Very easy process to checkout using PayPal and use the 4 month interest free credit to spread the payments. Can pay off at any time. Would recommend. Reviewed on: 5th May 2026
Cath T's avatar
Cath T

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