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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147357 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147359)

Very easy to manage on the app, a lot more places ac...

Very easy to manage on the app, a lot more places accept PayPal credit which is amazing as it gives me the opportunity to spread out my payments interest free! Reviewed on: 15th June 2026

Easily accessible across so many retailers and now w...

Easily accessible across so many retailers and now with the digital card, even more so! Reviewed on: 15th June 2026

Great experience, never had a single issue

Great experience, never had a single issue Reviewed on: 15th June 2026

Incredibile

Great customer service, and app very easy to use Reviewed on: 15th June 2026

Simply the best

Really easy to use, I like the fact that you can use it for anything you want Reviewed on: 15th June 2026

App is easy to navigate, clear and informative, easy...

App is easy to navigate, clear and informative, easy to find pay. 3 section or credit section which shows immediately balances, minimum payment, dates without searching or scrolling. They always update me of upcoming payments, refunds or possible increases of my credit. I have however notice that updates on credit lag. For example I paid a chunk off, it doesn’t take payment straight away and waits until later that night to withdraw unlike other credit companies which show it almost immediately or within an hour. Then I have noticed the balance doesn’t reflect the money until a couple of days later. This isn’t a problem for me but could cause some people a panic resulting in double payments if they think it hasn’t processed. I like that PayPal are used in most online shops and gives you the option to pay directly, pay credit or pay 3. Reviewed on: 15th June 2026

PayPal is a brilliant way to spend

I have used PayPal for many years and it has always been an excellent service to use. The pay in 3 addition is great and really helpful through the month. Reviewed on: 15th June 2026

I’ve used PayPal for a while now, the app is easy to...

I’ve used PayPal for a while now, the app is easy to use and easy to keep on top of everything! Love PayPal! Reviewed on: 15th June 2026

The flexibility and availability

The flexibility and availability Reviewed on: 15th June 2026

Interest free for 4 months is very helpful and custo...

Interest free for 4 months is very helpful and customer service is quick and efficient. I use the app to manage payments and it easy to use Reviewed on: 15th June 2026

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