Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,761 reviews, last reviewed 28th Jun 2025
1838900% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love the flexability that is provided by PayPal. Have loved the flexability that is provided by PayPal. Means I can break a larger payment over 3 months which is much easier to manage than in one lar... Read more Reviewed on: 28th June 2025
David O's avatar
David O

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50761)

Always helpful and kind of there’s any problems.

5
Always helpful and kind of there’s any problems. Reviewed on: 26th May 2025

PayPal Many ways to pay

5
Regularly use PayPal for various purchases, especially like the pay in three Reviewed on: 26th May 2025

Easy to use and a valued help in this current financ...

5
Easy to use and a valued help in this current financial climate. Reviewed on: 26th May 2025

Very helpful, quick reply always easy to get the hel...

5
Very helpful, quick reply always easy to get the help I need Reviewed on: 26th May 2025

Easy application for 0% Credit

5
With an easy application for credit to spread the cost of any purchase with 0% interest, PayPal credit is the way to go. Reviewed on: 26th May 2025

I trust PayPal Credit for many large purchases.

5
I trust PayPal Credit for many large purchases. It's simple to understand the repayments, it's easy to make early repayments too and it's easily managed through the app Reviewed on: 26th May 2025

PayPal customer service is always very good and help...

4
PayPal customer service is always very good and helpful. I love the pay in three payment plan. Reviewed on: 26th May 2025

Pay in 3 and PayPal Credit have helped me a lot when...

5
Pay in 3 and PayPal Credit have helped me a lot when buying what I need to refurb my house. Without them, I’d struggle so much to get where I currently am. Thanks PayPal!! Reviewed on: 26th May 2025

Paypal credit is so helpful

4
PayPal credit has helped me during times when I really needed an alternative option to making payments. It works well Reviewed on: 26th May 2025

Faultlessly simple, easy and no effort

5
Faultlessly simple, easy and no effort Reviewed on: 26th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 22155 reviews
    PayPal
  • Payment Provider

    from PayPal 4.92 from 3599 reviews
    PayPal
    View all products