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PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147289)

PayPal purchases feel easy and safe

5
I have used PayPal for years, it is accepted as payment everywhere and you can relax knowing you are protected by PayPal and it saves all the dreaded details to input when you are making a purchase because PayPal knows you and does it all, most importantly you feel safe using them Reviewed on: 15th June 2026

Very happy with using PayPal

5
Very happy with pay pay . Using on daily basis . Reviewed on: 15th June 2026

Great service and experience 1st Class

5
Great service and experience 1st Class service Reviewed on: 15th June 2026

Signing up and using the service has been such a smo...

5
Signing up and using the service has been such a smooth, easy experience. The whole process—from signing up to actually using the service—has been so easy to navigate. Reviewed on: 15th June 2026

The service with PayPal has been grate, buying thing...

5
The service with PayPal has been grate, buying things and spreading the cose has been amazing. Reviewed on: 15th June 2026

I’ve always found PayPal credit so useful, and very...

5
I’ve always found PayPal credit so useful, and very fair with the four months interest free I use it all the time Reviewed on: 15th June 2026

PayPal is very efficient with handling customer issues.

5
PayPal is very efficient with handling customer issues. Also, the app is seamless and user friendly. They also offer a lot of ways to get in contact with them. And when you do get in contact with them, they make sure to help as much as they can. I truly believe they are the best. Reviewed on: 15th June 2026

It’s great value for money

5
It’s great value for money and the communication is top tier Reviewed on: 15th June 2026

Used PayPal for many years

5
Used PayPal for many years, the option to pay in 3 payments and credit are really handy as it allows you more flexibility and freedom. Reviewed on: 15th June 2026

Is very good experience for using this PayPal for sh...

5
Is very good experience for using this PayPal for shopping Reviewed on: 15th June 2026

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