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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Brilliant

5
Nice service easy to use and make good deals Reviewed on: 26th May 2025

Quick and easy payments, access on app, laptop compu...

5
Quick and easy payments, access on app, laptop computer Reviewed on: 26th May 2025

All good, were helpful resolving issues

5
All good, were helpful resolving issues Reviewed on: 26th May 2025

Very happy to have benefited from the 4 months inter...

5
Very happy to have benefited from the 4 months interest free credit. Reviewed on: 26th May 2025

payments you can trust.

5
payments you can trust, refunds you can trust when things go wrong. Reviewed on: 26th May 2025

paypal credit best way pay when don’t want pay full...

5
paypal credit best way pay when don’t want pay full amount, great using always Reviewed on: 26th May 2025

Always helps with bigger payments

5
Always helps with bigger payments Reviewed on: 26th May 2025

Convenient and Cost-Effective

5
PayPal Credit offers an excellent way to manage larger purchases without incurring interest charges. The process is quick, seamless, and highly convenient, particularly when using the "Pay in Three" option, which divides the cost into three equal payments for added flexibility. Reviewed on: 26th May 2025

PayPal Credit it was quick and good decision

5
PayPal Credit offers a flexible financing option for online shoppers, particularly those who frequently use PayPal. I'm so happy about an interest-free period on eligible purchases Applying for PayPal Credit was straightforward and it was completed in minutes. Once approved, the credit line was added to my PayPal account, enabling immediate use for online purchases . PayPal Credit is a useful tool for managing online purchases. Reviewed on: 26th May 2025

Very good pleased with way you conduct your up dates...

5
Very good pleased with way you conduct your up dates on payments Reviewed on: 26th May 2025

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