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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105425 reviews)

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4.90

Based on 105,425 reviews, last reviewed 12th May 2026

2518850% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It’s easy for transactions however very difficult fo... It’s easy for transactions however very difficult for customer service. Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105425)

Good experience

All the transactions goes smoothly every time! Reviewed on: 5th May 2026

They are always there when I need them and have neve...

They are always there when I need them and have never let me down… ever! Reviewed on: 5th May 2026

the 4- instalment no fee.l is the best

It is very easy to use and the 4- instalment no fee option is great! Reviewed on: 5th May 2026

Great value, easy payments.

Great value, easy payments. Cheap payments Reviewed on: 5th May 2026

Simple and quick.

Simple and quick. Easy to use and understand Reviewed on: 5th May 2026

Reliable service

Easy to use, good service I recomend it Reviewed on: 5th May 2026

Love it.

Love it. Trusted company. Highly recommended to anyone not using it. Reviewed on: 5th May 2026

A valuable Customer

I have been with PAYPAL for years while using PAYPAL Credit in all my purchases and a direct debit was set for a monthly repayment. PAYPAL CREDIT is very helpful to my satifaction. Reviewed on: 5th May 2026

Paypal credit is really easy and simple to use with...

Paypal credit is really easy and simple to use with positive benefits Reviewed on: 5th May 2026

Happy shopper!

I have been using PayPal as a way to pay for a few years now and always love having the option to choose between the credit, pay in 3 and the security of just using it as a payment option. I have said neutral for customer service as I have personally never had to use it as have always had great experiences with using PayPal. I also like how many companies offer this as a way to pay. Reviewed on: 5th May 2026

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