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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,449 reviews, last reviewed 12th May 2026
2519950% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, great options for repayments and 0% int... Easy to use, great options for repayments and 0% interest on purchases for 3 months is great. Would definitely recommend as a credit card Reviewed on: 12th May 2026
Matt E's avatar
Matt E

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105449)

Trusted finance

5
We use PayPal regularly and always find it easy to use. Trusted to keep our money safe. Reviewed on: 5th May 2026
MR J's avatar
MR J

Quick and easy to use with instant decision and no w...

5
Quick and easy to use with instant decision and no waiting. Reviewed on: 5th May 2026
Aislinn S's avatar
Aislinn S

Easy and convenient

5
I love the PayPal app as I trust it not to leave me the victim of a scam Reviewed on: 5th May 2026
Ms L's avatar
Ms L

PayPal credit does what it says, PayPal but they giv...

4
PayPal credit does what it says, PayPal but they give you a credit limit. Helpful for online purchases where you want to boost credit or pay over time. They could be better if they sent warnings before you incur interest, as a technical error their side ended up not allowing auto-payment to go through so i missed a months payment when I aim to pay off my balance regularly in its whole. Reviewed on: 5th May 2026
Logan M's avatar
Logan M

Never a Problem

5
Never a Problem and the pay in 3 turned out to be a life saver Reviewed on: 5th May 2026
Diana P's avatar
Diana P

I had wonderful experience and very easy to open my...

5
I had wonderful experience and very easy to open my paypal credit. Also got rewarded for my first order. Reviewed on: 5th May 2026
Faisal Madha's avatar
Faisal Madha

I have had nothing but good experience with PayPal c...

5
I have had nothing but good experience with PayPal credit. I have had to contact customer service and they were nothing but friendly and polite and helpful. Reviewed on: 5th May 2026
Patton's avatar
Patton

Amazing!

5
Never had an issue with PayPal. Customer service is very good. Fantasticly convenient. Can’t fault it. Reviewed on: 5th May 2026
Jay V's avatar
Jay V

Very convenient to use and very safe.

5
I find using PayPal Credit much more safer than using a credit/debit card. 99% purchases i have made have allowed the use of this service and it is extremely convenient. One of the benefits of using this service is, i can immediately see my purchases, as my credit card would take 24 hours to show anything, plus i get an email on all purchases. Reviewed on: 5th May 2026
Amar A's avatar
Amar A

I am satisfied, it is easy to handle, and the terms...

5
I am satisfied, it is easy to handle, and the terms for repayment are favorable. Reviewed on: 5th May 2026
Gabriella G's avatar
Gabriella G

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