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PayPal: PayPal Credit reviews

4.90
Based on 105,470 reviews, last reviewed 13th May 2026
2520850% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I never had to use customer service, transactions ar... I never had to use customer service, transactions are straight forward. Reviewed on: 13th May 2026
Malgorzata C's avatar
Malgorzata C

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105470)

Great and easy service.

5
Great and easy service. Peace of mind that you have PayPal support if anything goes wrong. Easy to manage your limit and spending. Reviewed on: 5th May 2026

Always been good to deal with and always fixed a pro...

5
Always been good to deal with and always fixed a problem when occasionally pop up . Reviewed on: 5th May 2026

PayPal credit is a great service.

5
PayPal credit is a great service, and gives me the flexibility I need to manage my expenses. Reviewed on: 5th May 2026

Easy to set up and very convenient to use.

5
Easy to set up and very convenient to use. Reviewed on: 5th May 2026

Done and Dusted

5
It’s so easy to use, you know if you need that little bit extra by a click of your mouse it’s done and dusted. Reviewed on: 5th May 2026

PayPal credit is a great way to spread the cost of p...

5
PayPal credit is a great way to spread the cost of purchases interest free for 4 months Reviewed on: 5th May 2026

Always a great service which gives me confidence in...

5
Always a great service which gives me confidence in continuing to use Pay Pal Reviewed on: 5th May 2026

Recommendation for PayPal first class

5
I have used PayPal for paying and for buying and found them very efficient in all aspects. Reviewed on: 5th May 2026

Long time PayPal user A**

5
I’ve been using PayPal for the last 20 years and it is the most reliable trustworthy secure payment platform up there Reviewed on: 5th May 2026

PayPal credit is so convenien

5
PayPal credit is so convenient and the pay in 4 months for purchases over £100 is a lifeline at times! Reviewed on: 5th May 2026

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