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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148308 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148308)

easy to use

4 months interest free is great and easy to use Reviewed on: 15th June 2026

The app is flawless and very friendly to use.

The app is flawless and very friendly to use. Reviewed on: 15th June 2026

Efficient flexible safe service.

Efficient and flexible service feel safe when making a transaction with PayPal very good for me who is struggling financially and having the opportunity of paying 3 in 1.i I'm so grateful for having PayPal. Reviewed on: 15th June 2026

I’ve not had any problems, never needed to contact c...

I’ve not had any problems, never needed to contact customer service at all. Any queries are covered in the FAQ section, and explained very clearly. Reviewed on: 15th June 2026

Always a pleasure to deal with.

Always a pleasure to deal with. Fast, hassle free transactions. Reviewed on: 15th June 2026

Never every had any problem with pay pal ,always sti...

Never every had any problem with pay pal ,always stick to the rules and the credit side with interest free is great. Reviewed on: 15th June 2026

I am happy with paypal in all aspects

I am happy with paypal in all aspects Reviewed on: 15th June 2026

It’s ok, billing processing takes more longer

It’s ok, billing processing takes more longer Reviewed on: 15th June 2026

So handy when the cash isn't available at that minut...

So handy when the cash isn't available at that minute you see what you want, PayPal is always there to help out Reviewed on: 15th June 2026

PayPal is my Go To

I have used "pay in three" several times. Pay pal always reminds you when payment is due and gives you the option to pay it off. Where I have had trouble with a purchase PayPal have always been ready to advise and act in my behalf. I feel I am in safe hands with PayPal. Reviewed on: 15th June 2026

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