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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,486 reviews, last reviewed 13th May 2026
2521650% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is the best. Paypal is the best. Flexibility is key Reviewed on: 13th May 2026
Gulfam 's avatar
Gulfam

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105486)

Always a simple option, always a safe choice.

5
Always a simple option, always a safe choice. Reviewed on: 5th May 2026
Ryan Frampton's avatar
Ryan Frampton

Love paypal

4
Very easy to use and good flexible credit options Reviewed on: 5th May 2026
Lewis Murray's avatar
Lewis Murray

Excellent for spreading costs.

5
PayPal credit has been a huge help to spread cost on a large purchase. It’s easy to make payments monthly and monitor. It was also super easy to set up and use, took less than 2 minutes to be approved and got a good amount of credit too which was great for that larger purchase I needed to use it for. Reviewed on: 5th May 2026
Robyn M's avatar
Robyn M

An open and honest provider

5
The whole process feels clear and transparent, nothing feels hidden or as though you would be ‘tripped up’ Reviewed on: 5th May 2026
Lindsay N's avatar
Lindsay N

PayPal Credit has been a great way to access extra m...

5
PayPal Credit has been a great way to access extra money and manage larger payments before payday hits! It is extremely efficient, safe and practical Reviewed on: 5th May 2026
Amy J's avatar
Amy J

I am impressed by the credit facility.

5
I am impressed by the credit facility. Great for spreading the cost across a few months. Reviewed on: 5th May 2026
Natasha F's avatar
Natasha F

Great and easy service.

5
Great and easy service. Peace of mind that you have PayPal support if anything goes wrong. Easy to manage your limit and spending. Reviewed on: 5th May 2026
Kris J's avatar
Kris J

Always been good to deal with and always fixed a pro...

5
Always been good to deal with and always fixed a problem when occasionally pop up . Reviewed on: 5th May 2026
Alex Steel 's avatar
Alex Steel

PayPal credit is a great service.

5
PayPal credit is a great service, and gives me the flexibility I need to manage my expenses. Reviewed on: 5th May 2026
Dan's avatar
Dan

Easy to set up and very convenient to use.

5
Easy to set up and very convenient to use. Reviewed on: 5th May 2026
Mark's avatar
Mark

Review PayPal: PayPal Credit now

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