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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

95% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

I make great use of this service especially the buy...

I make great use of this service especially the buy now pay later as this is a huge help if it’s just a few days before pay day! Reviewed on: 26th May 2025

Great offers

A lot of retailers offer PayPal credit and usually have great 0% offers. Reviewed on: 26th May 2025

I have had nothing but positive experiences with Pay...

I have had nothing but positive experiences with PayPal credit, provides a great fast and efficient service for all of their customers individual needs. Always provides correct information and dates to make a payment by. Reviewed on: 26th May 2025

Wanted a refund from a company and PayPal said the c...

Wanted a refund from a company and PayPal said the customer was right even though I have never received the items I ordered Reviewed on: 26th May 2025

Good and easy to use PayPal, customer service is qui...

Good and easy to use PayPal, customer service is quick and responsive Reviewed on: 26th May 2025

Fantastic

PayPal is very easy to navigate via web browser or app. Most online merchants use PayPal, again making things easy. I feel like my account is very well secured, in all the years of using have never once has my account been compromised. I like the newer features of PayPal credit and pay in 3, making those dearer items affordable but also easy to follow on my account and see when payments are due, plenty of emails notice about when payments are due, I would rather use this system than a credit card. Any issues I have had regarding PayPal, customer service has always been easy to get into contact with and all my issues have been resolved in the first stance. An excellent company, that I feel values it's customers. Reviewed on: 26th May 2025

Generally good.

Generally good. No problems. Useful. Reviewed on: 26th May 2025

YOU'VE GOT NO MORE ISSUES USING A PAYPAL FOR WHAT YO...

YOU'VE GOT NO MORE ISSUES USING A PAYPAL FOR WHAT YOU WANT TO BUY OR SELL Reviewed on: 26th May 2025

PayPal is available everywhere.

PayPal is available everywhere. Easy to use and reasonable rates. Reviewed on: 26th May 2025

Pay in 3 with 0% interest in 6 months is amazing!

Pay in 3 with 0% interest in 6 months is amazing! Reviewed on: 26th May 2025

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