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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

95% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Easy to use service - app lets you quickly and easil...

Easy to use service - app lets you quickly and easily track and manage money Reviewed on: 26th May 2025

I use PayPal for all of my online purchases

I use PayPal for all of my online purchases. It's easy to use and provides me with peace of mind that I have some form of come back if the service I am paying for is not provided correctly. Reviewed on: 26th May 2025

Problem free service

Never had a single issue with Paypal in all the years I've been using them for literally hundreds of transactions Reviewed on: 26th May 2025

PayPal credit has been excellent

PayPal credit has really helped me afford not only emergency items but day to day essentials aswell. A very responsible lender with no issues at all. Reviewed on: 26th May 2025

So simple to use PayPal

So simple to use love it one very happy customer Reviewed on: 26th May 2025

A secure way of paying for any goods and saved hassl...

A secure way of paying for any goods and saved hassle filling in all my details every time I make a purchase. I like the option of pay in 3 with no extra interest. Reviewed on: 26th May 2025

Very good service and reliablevI like the easy acces...

Very good service and reliablevI like the easy access to credit Reviewed on: 26th May 2025

A helping hand

I have made several big purchases and used the pay in 3 for 0% interest just recently. Without it I wouldn’t have been able to replace my husbands laptop Reviewed on: 26th May 2025

Great credit options.

Great credit options. Use it alot with the interest free Reviewed on: 26th May 2025

I use PayPal all the time quick service

I use PayPal all the time quick service Reviewed on: 26th May 2025

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