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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50805 reviews)

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4.91

Based on 50,805 reviews, last reviewed 29th Oct 2025

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50805)

I've found PayPal Credit to be an incredibly helpful

I've found PayPal Credit to be an incredibly helpful tool for managing my finances. It allows me to spread the cost of larger purchases—like items I’ve had my eye on or holidays I've been planning—without the stress of paying everything upfront. It's really convenient, simple to set up, and easy to use both online and in-store where PayPal is accepted. The flexibility it offers means I can budget more effectively while still enjoying the things I want. Overall, it's a great option for anyone looking for more control and breathing room with their spending. Reviewed on: 26th May 2025

Flexibility

It gives the flexibility to pay back in small amounts Reviewed on: 26th May 2025

i always shopping with my pay pal cerdit

i always shopping with my pay pal cerdit Reviewed on: 26th May 2025

Worthwhile

It is worth the money and time and and I am loving it to say the least. Reviewed on: 26th May 2025

Very good service. Great platform to move money around.

No issues, only good things. Never had any issues with customer service and money has always gone in and out very smoothly. Reviewed on: 26th May 2025

PayPal credit is brilliant

It’s that good I told my sister to get her Xbox on PayPal credit instead of saving till Christmas she now gets to play her console while paying for it it’s fantastic I will continue to recommend PayPal credit to my family and friends so they can enjoy their purchases now instead of waiting Reviewed on: 26th May 2025

I found it easy.

I found it easy to use, but paid it back before any charges. Reviewed on: 26th May 2025

Fast and Easy Checkout: Many users appreciate how P...

Fast and Easy Checkout: Many users appreciate how PayPal simplifies online purchases by allowing them to pay with just a few clicks—no need to enter card details every time. 2. Buyer Protection: PayPal’s buyer protection policy helps users feel secure. If an item doesn’t arrive or isn’t as described, they can file a dispute and often receive a refund. 3. Secure Transactions: PayPal adds a layer of security between your financial info and the seller, reducing the risk of fraud or unauthorized charges. 4. Sending Money: Sending money to friends or family (especially domestically) is fast, easy, and often free using the “Friends and Family” option. 5. Customer Support: Some users report prompt and helpful responses when dealing with transaction issues or unauthorized charges. Reviewed on: 26th May 2025

PayPal provide a safe way to pay

PayPal provide a safe and secure way to handle payment for internet based transaction. Reviewed on: 26th May 2025

Interest free credit

Easy to apply. Very useful tool. Reminders are sent automatically so you don't forget to pay. And lastly, pay on time and it's interest free.of i Reviewed on: 26th May 2025

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