Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148486 reviews)

View other PayPal products

4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148486)

Nice and secure convenient way of paying

Great service and communication and way of paying for things Reviewed on: 15th June 2026

Generally speaking okay just not able to fund the cr...

Generally speaking okay just not able to fund the credit account as easily Reviewed on: 15th June 2026

Service well deliver all the time.

Service well deliver all the time. Reviewed on: 15th June 2026

I have good experiences with PayPal making my life e...

I have good experiences with PayPal making my life easier and without stress Reviewed on: 15th June 2026

Excellent customer service and clear communication,...

Excellent customer service and clear communication, app is easy to use and keep track Reviewed on: 15th June 2026

Fast & Easy Love the pay in 3 pa

Fast & Easy Love the pay in 3 pa Reviewed on: 15th June 2026

I have been using PayPal for years, it never disappo...

I have been using PayPal for years, it never disappoint me. I know my money is safe I f I am paying through PayPal. I had an incident in past where someone try to fraud with me but paypal helped me recover the money. Thank you for all your team. Reviewed on: 15th June 2026

Very good and friendly service .

Very good and friendly service . I'm very happy with my PAYPAL Reviewed on: 15th June 2026

I have no issues with Paypal.

I have no issues with Paypal. I use their credit and it's easy to pay monthly or pay off in full. Purchases are easily bought using PayPal credit whenever and wherever you want to. Reviewed on: 15th June 2026

Never any issues

Never any issues many thing is keep up to date with repayments Reviewed on: 15th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3759 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79547 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub