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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148522 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148522)

Straight forward and Easy to reach for help

Straight forward and Easy to reach for help Reviewed on: 15th June 2026

Great for online payments...

Great for online payments, and for staggering payments with their credit feature. The app is also very robust. Reviewed on: 15th June 2026

I was using almost 10 years and it’s always fine.

I was using almost 10 years and it’s always fine. It’s very very less interest and helpful. Reviewed on: 15th June 2026

Excellent Service

A Professional, personal & confidential I service. Also good to receive informative updates & services. Thank you. Reviewed on: 15th June 2026

Great PayPal services

PayPal is very safe and reliable. Reviewed on: 15th June 2026

Always use for pay in 3, secure way to pay.

Always use for pay in 3, secure way to pay. I use as a default paying method on most transactions. Easy to use app and to keep track of payments. Paypal credit gives different options for payments compared to others. Reviewed on: 15th June 2026

Great Experience

I've used PayPal Credit for several purchases and found it convenient and easy to manage. The application process was straightforward, payments are easy to track through my PayPal account, and the promotional financing options have helped me spread the cost of larger purchases. Overall, it's been a useful and flexible credit product. Reviewed on: 15th June 2026

Good service reliable and quick and.

Good service reliable and quick and. Secure Reviewed on: 15th June 2026

My experience with PayPal has been fabulous

My experience with PayPal has been fabulous Reviewed on: 15th June 2026

Very Excellent!

Very Excellent! A******** .......................................................................... Reviewed on: 15th June 2026

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