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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105526 reviews)

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4.90

Based on 105,526 reviews, last reviewed 13th May 2026

2523350% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have never had an issue. I have never had an issue. Great service to have. Reviewed on: 13th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105526)

Done and Dusted

It’s so easy to use, you know if you need that little bit extra by a click of your mouse it’s done and dusted. Reviewed on: 5th May 2026

PayPal credit is a great way to spread the cost of p...

PayPal credit is a great way to spread the cost of purchases interest free for 4 months Reviewed on: 5th May 2026

Always a great service which gives me confidence in...

Always a great service which gives me confidence in continuing to use Pay Pal Reviewed on: 5th May 2026

Recommendation for PayPal first class

I have used PayPal for paying and for buying and found them very efficient in all aspects. Reviewed on: 5th May 2026

Long time PayPal user A**

I’ve been using PayPal for the last 20 years and it is the most reliable trustworthy secure payment platform up there Reviewed on: 5th May 2026

PayPal credit is so convenien

PayPal credit is so convenient and the pay in 4 months for purchases over £100 is a lifeline at times! Reviewed on: 5th May 2026

PayPal is a good service.

PayPal is a good service, reliable and trustworthy. I know my money is safe and I would always choose PayPal to purchase an item. PayPal credit is easy to use and understand. It’s easy to pay back and I can borrow money without worries. I am reminded each month of my monthly payments. Reviewed on: 5th May 2026

Trusted finance

We use PayPal regularly and always find it easy to use. Trusted to keep our money safe. Reviewed on: 5th May 2026

Quick and easy to use with instant decision and no w...

Quick and easy to use with instant decision and no waiting. Reviewed on: 5th May 2026

Easy and convenient

I love the PayPal app as I trust it not to leave me the victim of a scam Reviewed on: 5th May 2026

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