Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (88520 reviews)

View other PayPal products

4.90

Based on 88,520 reviews, last reviewed 28th Apr 2026

1740200% increase in 5 star reviews

in the past 90 days

10000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great company!!! Hope to deal with them again! Great option, trustable and easy for me Reviewed on: 28th April 2026

Latest lowest rating:

1

3 days to make a payment, extortionate late fee of £12. 3 days to make a payment, extortionate late fee of £12. PayPal used to be good but lately there are much better credit apps that you can make a repaym... Read more Reviewed on: 28th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (88520)

Outstanding Service / Company

Having been a member for many years now, the service provided by PayPal has always been outstanding. Customer services have always been brilliant both on the phone and via email. Even through COVID, they really looked after me as customers and offered much needed support. PayPal has always been my No1 choice as a payment provider and credit facility. Reviewed on: 13th June 2022

Very happy with PayPal!!

PayPal made my life a whole lot easier & happier!! Reviewed on: 13th June 2022

Faultless

I have used PayPal credit for over a year now and never had any issues. It is my preferred method to a credit card. Reviewed on: 13th June 2022

Paypal credit

Very nice and reliable to use on most online shops and for online payment when you lack cash Reviewed on: 13th June 2022

SUPER EASY TO USE

VERY EASY AND CONVENIENT ALSO PAY IN 3 CAN BE HELPFUL SOMETIMES. Reviewed on: 13th June 2022

Amazing credit system

I use pay pal credit all the time it’s great for cash flow and super simple to do! Reviewed on: 13th June 2022

Great company to deal with

Great company to deal with very good customer service Reviewed on: 13th June 2022

PayPal life saver

Whenever I go online to shop I always use PayPal for that piece of mind and extra added security would recommend PayPal to everyone there fair and fast acting and always willing to help you with any problem you may face so from a 100% happy customer Thankyou PayPal Reviewed on: 13th June 2022

great service

paypal credit great it is there when you most need it thanks Reviewed on: 13th June 2022

Overall good

useful service but would like the ability to pay off single iindivual payemtns Reviewed on: 13th June 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 4.38 from 27 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 40441 reviews
Credit card
from PayPal 4.92 from 66 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub