Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 89,602 reviews, last reviewed 29th Apr 2026
1790550% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal never lets you down, if there's any problems,... PayPal never lets you down, if there's any problems, PayPal will sort it out best way possible... Reviewed on: 29th April 2026
ROBERT T's avatar
ROBERT T

Latest lowest rating:

2

Buggy website and app. Buggy website and app. UX is so confusing I'm suspicious it's internionally bad to make it more likely people miss a payment. Reviewed on: 29th April 2026
Mr. AC's avatar
Mr. AC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (89602)

great service

5
paypal credit great it is there when you most need it thanks Reviewed on: 13th June 2022

Overall good

5
useful service but would like the ability to pay off single iindivual payemtns Reviewed on: 13th June 2022

Very good

4
PayPal is a very good and trusted service to use Reviewed on: 13th June 2022

Great experience

5
My experience has been good. PayPal Credit has helped me with some of my online purchase which has been easy and seamless to use. Reviewed on: 13th June 2022

Kris

5
Credit from PayPal is very easy and comforable Reviewed on: 13th June 2022

Best credit app

5
Fast , clear and secure payments. Good work! Reviewed on: 13th June 2022

Fast easy pleasantly perfect

5
Every experience is dealt with fast, fair and within a good time scale. Payments are already and problems easy to rectify. Reviewed on: 13th June 2022

Amazing

5
easy-peasy, no hassle, instant, Reviewed on: 13th June 2022

Best credit service ever

5
Very affordable, flexible, and manageable credit service Reviewed on: 13th June 2022

The Best

5
One of the best and easiest systems to use,easy to keep a check on your outlay and the interest free period is unbeatable.Overall a great service Reviewed on: 13th June 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 40881 reviews
    PayPal
  • Payments

    from PayPal 4.92 from 3687 reviews
    PayPal
    View all products