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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Pay pal give you peace of mind when purchasing, woul...

Pay pal give you peace of mind when purchasing, would highly recommend to anyone in doubt Reviewed on: 24th June 2025

I feel secure when buying online using paypal.

I feel secure when buying online using paypal. Reviewed on: 24th June 2025

I use PayPal credit lots it’s great

I use PayPal credit lots it’s great Reviewed on: 24th June 2025

Great experience

Great experience so issues at all been using PayPal for a few years now Reviewed on: 24th June 2025

Peace of mind - Confident customer service

I only ever needed to contact PayPal Credit once for more clarity on one of their features. The representative who assisted me over the phone provided clear and detailed explanations. She had me run a test to build my confidence before ending the call with a warm farewell. Simply, it was peace in my mind. She was extremely confident in her customer support service. Top notch! Reviewed on: 24th June 2025

Easy to apply and regular reminders when a payment i...

Easy to apply and regular reminders when a payment is coming up Reviewed on: 24th June 2025

A very good experience on many things

A very good experience on many things Reviewed on: 23rd June 2025

So easy to use, no hidden fees.

So easy to use, no hidden fees. Everything easy to find and understand. Great for spreading the cost of things. Reviewed on: 23rd June 2025

Transactions are easy

Transactions are easy and mean you are not revealing your bank details or card numbers to anyone. The 0% interest over 4 months is handy for larger purchases and make it easier to afford without paying the extra interest. The online access and monthly statements are informative and mean that it is easy to stay in control. Reviewed on: 23rd June 2025

Super easy to use and an extra layer of protection i...

Super easy to use and an extra layer of protection if a purchase goes wrong. My preferred way of paying online. Reviewed on: 23rd June 2025

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