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PayPal: PayPal Credit reviews

4.73
Based on 181,107 reviews, last reviewed 6th Aug 2026
53% increase in 5 star reviews
in the past 90 days
70% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026
DBuxton's avatar
DBuxton

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181107)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Secure and problem free!

5
Never have I had any problems using PayPal - it's secure and easy to use. I would recommend PayPal to everyone else. Reviewed on: 23rd July 2026

I had a problem obce with my account when someone el...

5
I had a problem obce with my account when someone elses room over my account but i contacted agent from PayPal and everything was solved smoothly. Normalny I am using PayPal for sny online purchasr and i am very happy:) Reviewed on: 23rd July 2026

I have not used PayPay Credit yet

5
I have not used PayPay Credit yet Reviewed on: 23rd July 2026

Always quick and easy to use, interest free payments...

5
Always quick and easy to use, interest free payments and some over a year on certain brands Reviewed on: 23rd July 2026

great app, very useful n othing like it

2
great app, very useful n othing like it Reviewed on: 23rd July 2026

Great, easy to use and flexible payment plans.

5
Great, easy to use and flexible payment plans. Reviewed on: 23rd July 2026

Excellent smooth sailing easy to use helpful custome...

5
Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Good experience Good experience good experience

5
Good experience Good experience good experience Reviewed on: 23rd July 2026

Great help!

5
I use Pay in 3 quite often because it really helps me manage and budget my expenses. Reviewed on: 23rd July 2026

Never had a problem great company

5
Never had a problem great company Reviewed on: 23rd July 2026

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