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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 92,420 reviews, last reviewed 2nd May 2026
1920750% increase in 5 star reviews
in the past 90 days
11100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy way to budget I’ve used it to buy things I can’t afford in one go but can easily pay for over 3 months - I love it sorting everything out for me. Sometimes by the e... Read more Reviewed on: 2nd May 2026
Siobhan P's avatar
Siobhan P

Latest lowest rating:

1

The big downside is... Easy enough to manage the account but the big downside is you cannot transfer your balance to another credit provider, as you can with a credit card, ... Read more Reviewed on: 2nd May 2026
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S T
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (92420)

Aaaaa

5
Being a customer for some time,can’t be more satisfied Reviewed on: 14th August 2022
Max's avatar
Max

Affordable Credit

5
Using PayPal Credit made it easy and quick for me to buy the things I needed when not having the funds to buy outright. You can pay the set monthly payment or more if you can afford it. It is so easy to use. Reviewed on: 14th August 2022
SueH's avatar
SueH

A fair secure way to purchase

5
After dealing with PayPal customer service and knowing they have my back every purchase I will use PayPal credit for all transactions going forward. Reviewed on: 14th August 2022
kmccann8701's avatar
kmccann8701

Good rate

5
I very happy with paypal credit,small comision Reviewed on: 14th August 2022
Irina Ir Alvydas Rekai's avatar
Irina Ir Alvydas Rekai

Paypal Credit

5
Best thing to use to spread cost of larger items over 4 months and still have the protection if things go wrong. This comes in very handy when needing to purchase and keep within budget! Reviewed on: 14th August 2022
Pam's avatar
Pam

Really easy to use

5
PayPal is convenient and very easy to use Reviewed on: 14th August 2022
Laura 's avatar
Laura

Super easy to use

5
Super easy to use. Never had any issues Reviewed on: 14th August 2022
David Sheldon's avatar
David Sheldon

Customer friendly credit

5
Easy to use and payment options to spread cost are most welcome as are payment reminders! Reviewed on: 14th August 2022
Anthony Batson's avatar
Anthony Batson

Practical

5
Very good and useful option to have with PayPal for purchases, it's excellent and helps a lot! Reviewed on: 14th August 2022
Dan Tocha's avatar
Dan Tocha

Best service

5
Always good service, always correct answer to any questions Reviewed on: 14th August 2022
Pavel Grozdev's avatar
Pavel Grozdev

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