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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148188 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148188)

Quick and easy

Easy to us and never lets you down Reviewed on: 7th April 2026

a quick and simple service to use with great benefits

a quick and simple service to use with great benefits Reviewed on: 7th April 2026

I keep telling my friends PayPal how great it is.

I keep telling my friends PayPal how great it is. 5* out of 5* Reviewed on: 7th April 2026

Super quick

Always great to have available and when/if any issues arise they are sorted super quick. Reviewed on: 7th April 2026

Very good service .

Very good service - they explain payments I don’t recognise quickly and clearly, stops me worrying. Reviewed on: 7th April 2026

Very easy felxable way to help u out

Very easy felxable way to help u out Reviewed on: 7th April 2026

Great :)

Good experience with PayPal credit, would recommend Reviewed on: 7th April 2026

PayPal Credit - What a relief!

I recently had an excellent experience using PayPal Credit for an online purchase. I was able to buy a new laptop without having to pay the full cost upfront, which made the process much more manageable. The instalment plan was straightforward, and the monthly payments were clearly outlined, so I always knew exactly what to expect. The flexibility of being able to spread the cost over several months without any immediate financial pressure was a real benefit. The integration with PayPal made the checkout process faster and more secure, giving me peace of mind that my details were protected. I also appreciated the helpful notifications and reminders, which ensured I never missed a payment. Overall, PayPal Credit turned what could have been a stressful large purchase into a smooth and convenient experience, and I would happily use it again for future purchases. Reviewed on: 7th April 2026

Recommended!

Simple online experience. Value for money as low interest for first period of repayment Reviewed on: 7th April 2026

Never had any problems paying with PayPal.

Never had any problems paying with PayPal. And it works perfectly with my budget. Reviewed on: 7th April 2026

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