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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148158 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148158)

Groundbreaking payment options

The variety of PayPal payment options available to the public are groundbreaking in modern society Reviewed on: 7th April 2026

Very straightforward.

Very straightforward. Easy to work with. Only had to deal with customer support once I believe, can't even remember what it was about tbh. Only thing is that payments to your Paypal account could be a bit quicker. That's all.. Reviewed on: 7th April 2026

Easy use of app and link with other accounts.

Easy use of app and link with other accounts. Good range of credit options and flexibility with spreading payment. Only problem is inability, from what I know, to make a balance transfer to account. One problem with a payment was resolved with great customer service the only time I needed to call them. My problem was resolved easily. Reviewed on: 7th April 2026

Paypal Credit is the best

Paypal in general and especially PayPal Credit made it easy to afford some things with the 4 months 0% interest free. Reviewed on: 7th April 2026

Paypal is fast but goods and services can lead to ge...

Paypal is fast but goods and services can lead to getting scammed and paypal customer support isn't great. Reviewed on: 7th April 2026

My experience is very exelent.

My experience is very exelent. They make me fill safe with my money and product Reviewed on: 7th April 2026

Used PayPal for many years and never had a problem.

Used PayPal for many years and never had a problem. Reviewed on: 7th April 2026

Good company with Good values

I have never had any reason to give Pay pal a negative review because my interactions with them have beel limited. They are very good at giving clear concise advice without all the blurb. Reviewed on: 7th April 2026

No hassle refund

I’ve had a few occasions where a retailer has changed for something I didn’t have McDonald’s bag or never received something the post. PayPal sorted it out. Reviewed on: 7th April 2026

Trust in Pay Pal

Pay Pal is so easy to use and I trust it 100%. Reviewed on: 7th April 2026

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