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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148133 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148134)

Easy to use and great at fighting for customers righ...

Easy to use and great at fighting for customers rights and refunds Reviewed on: 7th April 2026

Pay in three good scheme for me can manage my

Pay in three good scheme for me can manage easily with money Reviewed on: 7th April 2026

Non stuffy cash flow management

I really enjoy the flexibility with this modernisation of cash flow management - you’re treated like an adult capable of making sound decisions, rather than the stuffy yesteryear of very limited credit facilities. Reviewed on: 7th April 2026

PayPal is the easiest way to pay, their services are...

PayPal is the easiest way to pay, their services are robust and never cause frustration when trying to navigate the app or find what you are looking for. Reviewed on: 7th April 2026

Excellent experience!

Excellent experience! It’s helping a lot daily. Reviewed on: 7th April 2026

It was easy to apply for and easy to repay.

It was easy to apply for and easy to repay. Reviewed on: 7th April 2026

PayPal all the banking you need

Iv used PayPal for a no of years now and have had fantastic customer service and I love that you can pay on line with out giving your details over I would recommend PayPal and PayPal credit also PayPal pay in 3 you can also have one or more accounts registered with them for easier use Reviewed on: 7th April 2026

Organises my finances.

Really helps me with organising my finances and allowing me to buy things Icould not afford in one payment. Reviewed on: 7th April 2026

Easy way to pay spreading out payments, now my first...

Easy way to pay spreading out payments, now my first choice to making a payment online, easy to use website, well laid out dashboard to see what payments are to be made and what you still owe and many financial options to use for purchasing goods. Reviewed on: 7th April 2026

Stress-Free Shopping with PayPal Credit Flexibility

When I purchased my home, PayPal Credit made it easy to shop for essentials without added stress. I often take advantage of their interest-free period and make sure to pay off the balance before it ends. It allows me to buy what I need while keeping my monthly budget intact, giving me both convenience and financial flexibility. Reviewed on: 7th April 2026

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