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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148108 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148109)

Speaking to a sensible human

Being able to speak to a knowledgeable and effective human to explain and/or sort out issues is brilliant. Reviewed on: 7th April 2026

PayPal - the better way to manage your finances ...

First time when I use PayPal credit I was surprised with a discount and the credit helped me organize better my money Reviewed on: 7th April 2026

paypal customer service is amazing.

paypal customer service is amazing. i had a few upsets with money payments going out paypal got my money back and reassured me. Also kept me informed at all stage of my issued. Reviewed on: 7th April 2026

Very convenient way of paying ..

Very convenient way of paying have used it for a few years now Reviewed on: 7th April 2026

PayPal review

Since I’ve been using PayPal credit my experience has been excellent Reviewed on: 7th April 2026

All round good Never once had any issues

All round good Never once had any issues Reviewed on: 7th April 2026

Always able to support, provide advice

Always able to support, provide advice Reviewed on: 7th April 2026

Never had any issues with paypal highly recommend

Never had any issues with paypal highly recommend Reviewed on: 7th April 2026

Great experiences

Great prompt response by customer care services Reviewed on: 7th April 2026

A reliable payment method than exposing credit card...

A reliable payment method than exposing credit card details. Reviewed on: 7th April 2026

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