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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148075 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148079)

VERY GOOD PRODUCT.

VERY GOOD PRODUCT. FAIR INTEREST RATE.INTEREST FREE PERIODS Reviewed on: 7th April 2026

Great service and I highly recommend it to anybody

Great service and I highly recommend it to anybody Reviewed on: 7th April 2026

Easy payment methods on lots of places and the 4 mon...

Easy payment methods on lots of places and the 4 month interest free is extremely helpful in making purchases Reviewed on: 7th April 2026

Secure purchases.

I find PayPal ideal for those little purchases where security is essential. Reviewed on: 7th April 2026

i use paypal credit all the time .

i use paypal credit all the time . its excellent for getting things over £100 on 4 months interest free credit. much easier than normal credit cards 1 month . Reviewed on: 7th April 2026

Paypal is so user friendly and self explanatory.

Paypal is so user friendly and self explanatory. Reviewed on: 7th April 2026

Good costumer service, really help with my problem.

Good costumer service, really help with my problem. Reviewed on: 7th April 2026

PayPal credit is a convenient way to make purchase

PayPal credit is a convenient way to make purchase Reviewed on: 7th April 2026

Paypal my safety net for the last 25 years.

Been with Paypal for the last 25 years. Sometimes purchases don't go as expected and the few times I had problems , Paypal has always been my safety net. Also the 4-month payments with no interest and pay in 3 are great to spread payments over few months. I have and will recommend Paypal to family and friends Reviewed on: 7th April 2026

The customer service is excellent.

The customer service is excellent. Once, when I had a query, I telephoned and a human answered and explained it to me. Reviewed on: 7th April 2026

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