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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 92,791 reviews, last reviewed 2nd May 2026
1937750% increase in 5 star reviews
in the past 90 days
11300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Whenever I’ve had an issue, PayPal customer service... Whenever I’ve had an issue, PayPal customer service has been second to none Reviewed on: 2nd May 2026
Chris S's avatar
Chris S

Latest lowest rating:

1

Dont use it, you will end up paying fees all the time for some reason i keep getting late fees when i don't pay late, like now i have one and i paid it last month and called them to ask why again have i g... Read more Reviewed on: 2nd May 2026
Alan L's avatar
Alan L
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (92791)

Fast service

5
0% interest, 21.9% APR. The best choice. Reviewed on: 14th June 2022
Mike T's avatar
Mike T

instant...

5
near instant response to payments etc Reviewed on: 14th June 2022
Andy Pegg's avatar
Andy Pegg

Amazing

5
Amazing experience every time I use PayPal Reviewed on: 14th June 2022
Luis Lopes's avatar
Luis Lopes

Transfer & Credit in PayPal

5
Best world transfer, quick and easy app, well breakdown bill, considering credit when you missed payment. Best of you get offered with difference payment method. All the value are from PayPal, l have use must credit provider nothing like PayPal, most still preferred PayPal payment method, PayPal transfer mmm, is very easy, people love it around the globe. I still remain in PayPal credit & transfer, super b Reviewed on: 14th June 2022
Hopel333 Sp's avatar
Hopel333 Sp

PayPal credit is fair and upfront

5
I use PayPal credit a lot I know exactly where I stand at all times thanks Reviewed on: 14th June 2022
TECH TAKEAWAY's avatar
TECH TAKEAWAY

PayPal helps!

5
Have been using PayPal for years now. I find it useful for spreading larger payments, as well as shopping for items online! Really useful app! Reviewed on: 14th June 2022
Val Block's avatar
Val Block

CREDIT CARD

5
I think Paypal credit card is great and it helps me out when I need to purchase things. I think it is great plus it hides all your card details Reviewed on: 14th June 2022
J Read's avatar
J Read

Great way to buy online in installments

4
Best way to pay in installments online interest free !!! Reviewed on: 14th June 2022
ben ghorbel chedli's avatar
ben ghorbel chedli

complete trust

5
i have the utmost tust in paypal. Reviewed on: 14th June 2022
Doreen Formby's avatar
Doreen Formby

Best friend in your wallet

5
I do not know how many times PayPal saved me from embarrassing moments. PayPal Credit is my go to financial instrument in online shopping and transfer among friends. Easy to use, never lets you down, covers you for all your needs. Reviewed on: 14th June 2022
Murat's avatar
Murat

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