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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148037 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148037)

I love their pay in 3 it means as a single parent I...

I love their pay in 3 it means as a single parent I can afford to make purchases that would normally I would have to try save for. 4 months 0% is also great on smaller £100 purchases Reviewed on: 7th April 2026

Reassurance & customer service

PayPal is by far my most trusted way to make online purchases, gives me the reassurance needed when making large purchases. Customer service is great and any issue I’ve had has always been resolved quickly. Reviewed on: 7th April 2026

I’m using Paypal for over 10 years now and I never h...

I’m using Paypal for over 10 years now and I never had any problems, but I would recommend it to anyone. Reviewed on: 7th April 2026

Never had a problem, all my issues are dealt with fa...

Never had a problem, all my issues are dealt with fast and efficient Reviewed on: 7th April 2026

extraordinary safe platform for making payments and...

extraordinary safe platform for making payments and purchases Reviewed on: 7th April 2026

Very reliable and fast payment system.

Very reliable and fast payment system. I've been using it for a long time and I've never been disappointed. My friends and relatives are also clients of PayPal company. I've never heard bad reviews from them. Reviewed on: 7th April 2026

Easy to use and accepted everywhere.

Easy to use and accepted everywhere. Reviewed on: 7th April 2026

Always easy to use and quick to use as well

Always easy to use and quick to use as well Reviewed on: 7th April 2026

Efficient and fast service for payments

Efficient and fast service for payments Reviewed on: 7th April 2026

Absolutely spot on!

In all my years of using them, I've never had a single issue that wasn't resolved there and then, so thank you Reviewed on: 7th April 2026

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