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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148014 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148014)

Quick and safe payments

I can finalize transactions quickly and safely when paying online. The movie application is easy to use. Reviewed on: 7th April 2026

I always use PayPal to shop online.

I always use PayPal to shop online. It gives me peace of mind and security when purchasing. If something doesn't go to plan they always have my back. Great service which hasn't changed over the years. Reviewed on: 7th April 2026

PayPal is reliable and I trust worthy.

PayPal is reliable and I trust sellers that use PayPal’s platform for making payments. I know that I am fully protected Reviewed on: 7th April 2026

It’s very easy to deal and always paid back in time...

It’s very easy to deal and always paid back in time better than traditional credit cards from banks Reviewed on: 7th April 2026

Paypal credit is really easy to use, the UI is clear...

Paypal credit is really easy to use, the UI is clear and I have had very few problems with the service. Sometimes things disappear on the app, but you can close it and open it again and they will be there. The transactions for some reason aren't always listen by date, and disappear into a different menu once they have been collected into a statement. Reviewed on: 7th April 2026

Paypal saves lives

With PayPal, I’ve been able to afford holidays, clothes, household items that I either couldn’t afford straight out or parting with the money would have put me in a deficit. PayPal has allowed me to experience and buy things while also helping me to maintain my own financial goals. I’m so grateful for PayPal. Reviewed on: 7th April 2026

Reliable and safe, I've never had any problems sendi...

Reliable and safe, I've never had any problems sending or receiving money, either locally or abroad. Reviewed on: 7th April 2026

Easy to use and understand website.

Easy to use and understand website. Thank you Reviewed on: 7th April 2026

Great service

So easy to use, and provides an excellent level of security when purchasing, especially online, fully recommend. Reviewed on: 7th April 2026

Simple and easy to use app.

Simple and easy to use app. Customer service can be hard work if you dispute a transaction . Takes a lot to speak to someone instead of generic robot answers Reviewed on: 7th April 2026

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