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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147981 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147981)

Very ggod easy to shop everyday

Very ggod easy to shop everyday also velue for mony Reviewed on: 7th April 2026

Excellent services

Excellent services easy to use can use on Apple Pay and get card as well Reviewed on: 7th April 2026

Snappy PayPal

Paypal is extremely useful when purchasing goods as it offers protection & security when purchasing as well as allowing customers several payment options. These options allow customers more time to pay which are good in emergency such as an item needing to be replaced within your home such as a cooker. Reviewed on: 7th April 2026

I find PayPal a brilliant way to pay, the pay in 3 I...

I find PayPal a brilliant way to pay, the pay in 3 I have used a lot, PayPal credit as worked perfectly for me, I have used this service on many occasions, there as never been an issue with buying or paying. I will use PayPal on many more occasions. I would recommend. Reviewed on: 7th April 2026

Great product well managed

I have used Paypal credit several times to break up larger purchases into easily manageable chunks. The decision arrives in split seconds and it’s managed very smoothly. Reviewed on: 7th April 2026

Great App

I haven't needed to get in touch with customer service. The 3 month spread cost option is great and i have used it numerous times. The app is very easy to use Reviewed on: 7th April 2026

Use it like a credit card but better

PayPal credit gives you the flexibility of a credit card now that they have introduced a physical card it literally can be used anywhere online and physical shops. It's amazing! What's great is that you could even pay over 4 months with 0% interest for anything over £99! Reviewed on: 7th April 2026

I feel safe using PayPal

I feel safe when using PayPal to purchase online. PayPal credit is very helpful to spread costs of bigger purchases and easy to use. Reviewed on: 7th April 2026

I have never had a bad experience using PayPal, I ha...

I have never had a bad experience using PayPal, I have only had to ring customer service once about a query and they were really helpful and supportive. Reviewed on: 7th April 2026

Really easy to use and great communication.

Really easy to use and great communication. Have used them for years and they keep being progressive Reviewed on: 7th April 2026

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