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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147943 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147943)

Paypal is fantastic when used correctly

I DISCOVERED PAYPAL AROUND A YEAR AGO WHEN I FOUND OUT I WAS ELIGIBLE WHEN MAKING A PURCHASE AND THE 0% 4 MONTH INTEREST IS A GREAT FACTOR ITS ALLOWED ME TO PURCHASE HIGHER TICKET PRICES IN WHICH I WOULDN'T NORMALLY BE ABLE TO DO ITS EASY TO MANGEGE PAYING WHAT YOU WANT WHEN YOU WANT SO LONG AS YOU STICK TO YOUR 4MONTHS AND DONT ABUSE IT ITS QUICK AND EASY TO USE NO.HASSLE THE WEBSITE IS EASY TO NAVIGATE AND IAM VERY GREATFULL TO HAVE THIS MONEY TOOL AT MY DISPOSAL SO THANK-YOU PAYPAL FROM STEVEN PERCIVAL Reviewed on: 7th April 2026

Great to spread the cost over 36 months

Used PayPal credit to spread the cost of household appliances. With 0% interest over 36 months it makes the appliances more affordable. Reviewed on: 7th April 2026

It's an ok service.

It's a credit service. Does credit stuff. Reviewed on: 7th April 2026

Excellent payment platform.

Excellent payment platform. Feel safe using PayPal for all my transactions. Being able to spread the cost interest free. Reviewed on: 7th April 2026

Love Paypal!

Love Paypal, easy customer friendly, simple Reviewed on: 7th April 2026

Paypal helped me alot when I needed it

Paypal helped me alot when I needed it Reviewed on: 7th April 2026

Simple & Secure

Its simple to use and secure, that covers everything I need. Reviewed on: 7th April 2026

PayPal pay

Never had a problem with payment or receiving money in. It is instant and a good alternative to traditional banking. I use pay in three for most purchases and PayPal Credit for larger items Reviewed on: 7th April 2026

Great app always there when I need it and the call s...

Great app always there when I need it and the call staff are always very helpful Reviewed on: 7th April 2026

I use PayPal all the time because it’s quick, easy,...

I use PayPal all the time because it’s quick, easy, and I trust it. The buyer protection gives me peace of mind when shopping, and the Pay Later option is really helpful. It’s definitely one of the best payment services I’ve used. Reviewed on: 7th April 2026

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