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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148211 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148211)

Honestly, PayPal just makes life easier.

Honestly, PayPal just makes life easier. Sending and receiving money is quick, and I don’t have to stress about security when I’m paying online. It works pretty much everywhere, which is super convenient. Definitely one of those apps I actually rely on. Reviewed on: 7th April 2026

I remember the other day I was struggling with few p...

I remember the other day I was struggling with few payments for some items I need for my kids and with the PayPal credit it make my life easier , flexible plan to pay and that’s supported me to buy 2 bed for my two lovely kids , thanks PayPal for your services Reviewed on: 7th April 2026

My go to payment method.

Whenever I can I use Paypal to pay for things. I find it convenient and easy to use and pay in 3 and credit really helps financially. Reviewed on: 7th April 2026

great way of building credit.

great way of building credit. easy to step up and use. simple for payments Reviewed on: 7th April 2026

I like the PayPal account really

I like the PayPal account really Reviewed on: 7th April 2026

It has a service that has provided me with so much f...

It has a service that has provided me with so much financial help. It is too great describe. Reviewed on: 7th April 2026

Very easy to use and safe.

Very easy to use and safe. I love it Reviewed on: 7th April 2026

Been with PayPal forever very happy

Been with PayPal forever very happy Reviewed on: 7th April 2026

Easy to use.

Easy to use. Accepted in many places. Reviewed on: 7th April 2026

Great service

Great payment scheme and really helpful in a crunch Reviewed on: 7th April 2026

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