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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148241 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148241)

Excellent service

It all went smooth when used without any issues Reviewed on: 7th April 2026

PayPal is the most easiest and helpful payment to use

PayPal is the most easiest and helpful payment to use Reviewed on: 7th April 2026

Good Service

Four Months 0% Interest on the PayPal Credit Card. Reviewed on: 7th April 2026

Gave me credit when nobody else would.

Gave me credit when nobody else would. Easy transactions. Reliable. Can pay with Paypal almost anywhere. And the pay in 3 is super helpful, I use it regularly. I've honestly never had any problems with them so I can't complain. Reviewed on: 7th April 2026

Years of satisfaction

I have been using paypal for around 20 years. For me it has never disappointed. I can often forget about my security online in my day to day but when I am using PayPal I know that my transactions and bank details are safe and secure. I have sent money to businesses as well as family and friends and made countless purchases, all with no problems and much peace of mind. Reviewed on: 7th April 2026

Easy to use app allows you to track and keep updated...

Easy to use app allows you to track and keep updated on your finances Reviewed on: 7th April 2026

I’ve been using PayPal for several years now, and it...

I’ve been using PayPal for several years now, and it has become one of the easiest and most reliable ways for me to manage online payments. Whether I’m buying something from a small independent seller or sending money to friends and family, the process is always quick and straightforward. One of the things I appreciate most is the added sense of security. Knowing that my financial details aren’t shared with every website I shop from gives me real peace of mind. The buyer protection is also reassuring when purchasing items online, especially from sellers I’m using for the first time. Reviewed on: 7th April 2026

The interest being charged on paypal credit is to mu...

The interest being charged on paypal credit is to much and takes to long to update Reviewed on: 7th April 2026

I highly recommend it.

I highly recommend it. The best on the market. Reviewed on: 7th April 2026

Easy to use and good secure service

Easy to use and good secure service Reviewed on: 7th April 2026

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