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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108187 reviews)

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4.90

Based on 108,187 reviews, last reviewed 16th May 2026

2644700% increase in 5 star reviews

in the past 90 days

7700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal helped me get funding for business expenses PayPal helped me get funding for business expenses Reviewed on: 16th May 2026

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108187)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Never had a issue always great service quick and sim...

Never had a issue always great service quick and simple Reviewed on: 6th May 2026

PayPal has been a useful and effective tool in suppo...

PayPal has been a useful and effective tool in supporting my finances. It is a quick efficient platform to use. Reviewed on: 6th May 2026

Highly recommended

Never had an issue, I feel safer using PayPal online than any other method and I always use PayPal if available as payment method Reviewed on: 6th May 2026

Useful and good for me

Nicely for almost all people ....great job Reviewed on: 6th May 2026

PayPal Credit offers a convenient way to spread out...

PayPal Credit offers a convenient way to spread out payments, but the experience can feel mixed. The application process is quick and integration at checkout is seamless, which makes it handy for online purchases. However, the high interest rate after the promotional period and occasionally confusing statements can be frustrating. It’s useful if you stay on top of payments, but less ideal if you’re looking for long‑term financing. Reviewed on: 6th May 2026

It's an easy and convenient way to make a payment an...

It's an easy and convenient way to make a payment and spread the cost easily. Reviewed on: 6th May 2026

Excellent service, swift and smooth transaction

Excellent service, swift and smooth transaction Reviewed on: 6th May 2026

Used PayPal for years, it’s easy and great

Used PayPal for years and it’s easy to use, great customer service with great responses and quickness Reviewed on: 6th May 2026

Ease of use, clear and enabling.

To be honest, paypal as a service is very helpful, easy to use and available at for almost any kind of purchase. So nice having a simple app, making g easy of management and it has allowed me to make purchases I would never have been able to, and the Interest rates are very clear, with 0% options over short terms that I have utilised. I simply love it, so much better than a bank or finance agreements that retailers try to 'sell' you. Reviewed on: 6th May 2026

It’s very good and give good credit limit and easy t...

It’s very good and give good credit limit and easy to use Reviewed on: 6th May 2026

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