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PayPal: PayPal Credit reviews

4.90
Based on 106,629 reviews, last reviewed 13th May 2026
2573800% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

User friendly amazing Easy user friendly amazing tension free Reviewed on: 13th May 2026
MYK 's avatar
MYK

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (106629)

Excellent service, and helped me incredibly

5
Excellent service, and helped me incredibly Reviewed on: 6th May 2026

With calm and reassurance

5
The help service always helped me in a calm and professional way. What I liked more was the reassurance given by them. Thank you Reviewed on: 6th May 2026

Had very good experience and very good service helpe...

5
Had very good experience and very good service helped me lot’s of times that I had no money Reviewed on: 6th May 2026

Good 0% product, but..

4
A good product with 0% over a decent period, but it takes a while for payments to show or be taken from your bank. Reviewed on: 6th May 2026

Buy now pay over time.

5
Excellent option to split payments for a wide range of products & services. i particularly like the fact i can buy concert tickets & shows released months in advance of the event. The option to buy in full 12 mths before the event is not always possible. This service means we do not lose out. Reviewed on: 6th May 2026

Very good service for me I am so happy

5
Very good service for me I am so happy Reviewed on: 6th May 2026

I love pay pal it is so simple to pay...

5
I love pay pal it is so simple to pay with it Reviewed on: 6th May 2026

I am happy with a service I getting.

5
I am happy with a service I getting. Reviewed on: 6th May 2026

Quick and easy application process.

5
Quick and easy application process. Instant access to credit. Reviewed on: 6th May 2026

Don’t miss out on using PayPal .

5
Great rates never has let me down. And can be widely used across the internet. Reviewed on: 6th May 2026

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